Median total loan costs for 174 U.S. counties. Reviewed June 2026.
| County | Total loan costs | Origination | Loan amount |
|---|---|---|---|
| Miami-Dade County FL | $12,696 | $5,943 | $435,000 |
| Honolulu County HI | $12,472 | $6,042 | $595,000 |
| San Bernardino County CA | $12,092 | $5,520 | $425,000 |
| Riverside County CA | $11,748 | $5,059 | $475,000 |
| Los Angeles County CA | $11,709 | $5,260 | $655,000 |
| Stanislaus County CA | $11,226 | $6,151 | $395,000 |
| Suffolk County NY | $11,200 | $6,019 | $475,000 |
| San Diego County CA | $10,893 | $4,488 | $655,000 |
| Bronx County NY | $10,876 | $6,418 | $505,000 |
| Nassau County NY | $10,559 | $5,614 | $545,000 |
| Kern County CA | $10,409 | $5,044 | $315,000 |
| Prince George's County MD | $10,399 | $4,413 | $395,000 |
| Broward County FL | $10,230 | $4,827 | $375,000 |
| Tulare County CA | $10,157 | $5,312 | $315,000 |
| San Joaquin County CA | $10,143 | $5,555 | $475,000 |
| Pierce County WA | $10,123 | $5,500 | $445,000 |
| Fresno County CA | $10,056 | $5,203 | $345,000 |
| Webb County TX | $9,922 | $3,871 | $225,000 |
| Hidalgo County TX | $9,848 | $4,317 | $225,000 |
| Thurston County WA | $9,729 | $5,157 | $425,000 |
| Ventura County CA | $9,615 | $3,977 | $625,000 |
| Polk County FL | $9,562 | $4,160 | $295,000 |
| Washoe County NV | $9,507 | $5,459 | $415,000 |
| Orange County CA | $9,363 | $3,385 | $725,000 |
| Pinal County AZ | $9,317 | $4,435 | $325,000 |
| Anne Arundel County MD | $9,316 | $4,260 | $415,000 |
| Essex County NJ | $9,283 | $3,425 | $485,000 |
| Sonoma County CA | $9,269 | $4,612 | $585,000 |
| Orange County FL | $9,197 | $4,429 | $365,000 |
| Palm Beach County FL | $9,185 | $4,278 | $385,000 |
| Clark County NV | $9,100 | $4,603 | $365,000 |
| Queens County NY | $9,048 | $5,143 | $515,000 |
| Lee County FL | $9,018 | $3,912 | $325,000 |
| Cameron County TX | $8,967 | $3,905 | $215,000 |
| Hillsborough County FL | $8,897 | $3,895 | $345,000 |
| Kings County (Brooklyn) NY | $8,765 | $4,084 | $695,000 |
| Travis County TX | $8,754 | $3,737 | $405,000 |
| Maricopa County AZ | $8,691 | $4,095 | $385,000 |
| Salt Lake County UT | $8,652 | $5,275 | $425,000 |
| Bexar County TX | $8,610 | $3,720 | $275,000 |
| Contra Costa County CA | $8,590 | $3,509 | $625,000 |
| Prince William County VA | $8,566 | $3,910 | $465,000 |
| Utah County UT | $8,566 | $5,357 | $415,000 |
| Ada County ID | $8,564 | $5,016 | $385,000 |
| Tarrant County TX | $8,545 | $3,596 | $305,000 |
| Snohomish County WA | $8,525 | $4,975 | $555,000 |
| Brazoria County TX | $8,499 | $3,799 | $295,000 |
| Rutherford County TN | $8,491 | $4,154 | $355,000 |
| Denton County TX | $8,461 | $3,519 | $385,000 |
| Dallas County TX | $8,434 | $3,446 | $315,000 |
| Fort Bend County TX | $8,390 | $3,691 | $325,000 |
| Sacramento County CA | $8,366 | $4,514 | $425,000 |
| Montgomery County TX | $8,361 | $3,560 | $285,000 |
| Collin County TX | $8,359 | $3,340 | $405,000 |
| Galveston County TX | $8,348 | $3,713 | $295,000 |
| Harris County (Houston) TX | $8,339 | $3,517 | $285,000 |
| Williamson County TX | $8,317 | $3,830 | $375,000 |
| Volusia County FL | $8,301 | $3,641 | $285,000 |
| Nueces County TX | $8,268 | $3,266 | $255,000 |
| El Paso County TX | $8,253 | $3,424 | $235,000 |
| Davis County UT | $8,189 | $4,705 | $425,000 |
| Gwinnett County GA | $8,124 | $4,454 | $345,000 |
| Spokane County WA | $8,003 | $4,798 | $335,000 |
| Bergen County NJ | $7,984 | $2,840 | $515,000 |
| Multnomah County OR | $7,906 | $4,499 | $415,000 |
| Duval County FL | $7,888 | $3,248 | $275,000 |
| Pasco County FL | $7,877 | $3,356 | $305,000 |
| Bucks County PA | $7,853 | $3,263 | $355,000 |
| Manatee County FL | $7,815 | $3,334 | $365,000 |
| Fulton County GA | $7,813 | $4,003 | $365,000 |
| Baltimore County MD | $7,700 | $3,353 | $305,000 |
| Jefferson County TX | $7,672 | $3,251 | $195,000 |
| Brevard County FL | $7,664 | $3,344 | $305,000 |
| Marion County FL | $7,645 | $3,395 | $235,000 |
| Alameda County CA | $7,613 | $2,130 | $765,000 |
| DeKalb County GA | $7,598 | $3,997 | $315,000 |
| Cobb County GA | $7,594 | $4,098 | $365,000 |
| Pinellas County FL | $7,587 | $3,534 | $325,000 |
| San Mateo County CA | $7,564 | $1,645 | $1,025,000 |
| Delaware County PA | $7,557 | $2,956 | $265,000 |
| King County (Seattle) WA | $7,508 | $4,178 | $615,000 |
| St. Johns County FL | $7,503 | $3,554 | $385,000 |
| Bell County TX | $7,428 | $3,188 | $265,000 |
| Chester County PA | $7,386 | $2,827 | $395,000 |
| Pima County AZ | $7,379 | $3,433 | $305,000 |
| Washington County OR | $7,357 | $3,967 | $465,000 |
| Cumberland County NC | $7,341 | $2,436 | $215,000 |
| Westchester County NY | $7,298 | $3,093 | $525,000 |
| Hudson County NJ | $7,264 | $2,061 | $495,000 |
| San Francisco County CA | $7,180 | $1,860 | $895,000 |
| Loudoun County VA | $7,137 | $3,341 | $575,000 |
| Philadelphia County PA | $7,119 | $2,720 | $235,000 |
| Lehigh County PA | $7,110 | $2,898 | $255,000 |
| Chesterfield County VA | $7,100 | $3,551 | $325,000 |
| Fairfax County VA | $7,075 | $3,014 | $555,000 |
| McLennan County TX | $7,069 | $3,115 | $245,000 |
| Will County IL | $7,058 | $2,445 | $275,000 |
| Berks County PA | $6,982 | $2,873 | $215,000 |
| Montgomery County MD | $6,972 | $2,564 | $475,000 |
| Escambia County FL | $6,933 | $2,765 | $265,000 |
| York County PA | $6,872 | $2,625 | $225,000 |
| Cook County (Chicago) IL | $6,856 | $2,055 | $265,000 |
| Lancaster County PA | $6,848 | $2,799 | $255,000 |
| Richland County SC | $6,816 | $3,068 | $235,000 |
| Spartanburg County SC | $6,732 | $3,400 | $235,000 |
| Orleans Parish LA | $6,692 | $2,643 | $285,000 |
| Alachua County FL | $6,591 | $2,777 | $265,000 |
| Lubbock County TX | $6,539 | $1,750 | $205,000 |
| Arlington County VA | $6,535 | $2,270 | $545,000 |
| Davidson County TN | $6,530 | $3,185 | $365,000 |
| Leon County FL | $6,509 | $2,154 | $245,000 |
| Anoka County MN | $6,473 | $3,595 | $305,000 |
| Lake County IL | $6,453 | $1,950 | $275,000 |
| York County SC | $6,414 | $3,219 | $325,000 |
| Jefferson Parish LA | $6,402 | $2,527 | $235,000 |
| Kane County IL | $6,379 | $1,967 | $275,000 |
| Bernalillo County NM | $6,302 | $2,862 | $275,000 |
| Tulsa County OK | $6,296 | $2,345 | $225,000 |
| DuPage County IL | $6,278 | $1,751 | $305,000 |
| Charleston County SC | $6,171 | $2,786 | $425,000 |
| Hamilton County TN | $6,155 | $3,168 | $285,000 |
| Greenville County SC | $6,138 | $3,241 | $275,000 |
| Dauphin County PA | $6,113 | $2,335 | $205,000 |
| Knox County TN | $6,105 | $2,983 | $305,000 |
| Shelby County TN | $6,057 | $2,169 | $235,000 |
| Henrico County VA | $6,029 | $2,807 | $305,000 |
| Dakota County MN | $5,996 | $3,350 | $305,000 |
| Washington County MN | $5,989 | $3,268 | $345,000 |
| Hennepin County MN | $5,847 | $3,163 | $305,000 |
| Allegheny County (Pittsburgh) PA | $5,843 | $1,946 | $215,000 |
| East Baton Rouge Parish LA | $5,775 | $2,107 | $235,000 |
| New York County (Manhattan) NY | $5,761 | $1,725 | $705,000 |
| Horry County SC | $5,760 | $3,085 | $245,000 |
| Westmoreland County PA | $5,705 | $2,045 | $185,000 |
| Mecklenburg County NC | $5,594 | $2,577 | $355,000 |
| Ramsey County MN | $5,585 | $3,032 | $255,000 |
| Franklin County OH | $5,394 | $2,370 | $265,000 |
| Lorain County OH | $5,386 | $2,173 | $195,000 |
| Buncombe County NC | $5,363 | $2,500 | $345,000 |
| New Hanover County NC | $5,357 | $2,672 | $335,000 |
| Jefferson County AL | $5,261 | $2,522 | $235,000 |
| Stark County OH | $5,254 | $2,306 | $175,000 |
| Oklahoma County OK | $5,216 | $1,979 | $205,000 |
| Cuyahoga County OH | $5,199 | $2,161 | $175,000 |
| Middlesex County MA | $5,189 | $1,440 | $555,000 |
| Forsyth County NC | $5,143 | $2,519 | $245,000 |
| Santa Clara County CA | $5,124 | $1,500 | $1,005,000 |
| Guilford County NC | $5,082 | $2,500 | $245,000 |
| Summit County OH | $5,066 | $2,318 | $175,000 |
| Butler County OH | $5,021 | $2,134 | $235,000 |
| Lake County IN | $4,915 | $2,439 | $215,000 |
| Genesee County MI | $4,892 | $1,994 | $165,000 |
| Macomb County MI | $4,807 | $2,263 | $205,000 |
| Wake County NC | $4,782 | $2,500 | $375,000 |
| Wayne County MI | $4,780 | $2,140 | $175,000 |
| Durham County NC | $4,777 | $2,500 | $325,000 |
| Lucas County OH | $4,757 | $1,938 | $145,000 |
| Montgomery County OH | $4,686 | $1,897 | $175,000 |
| Hamilton County OH | $4,623 | $1,907 | $225,000 |
| Oakland County MI | $4,554 | $2,010 | $275,000 |
| Jefferson County KY | $4,512 | $1,963 | $215,000 |
| Marion County IN | $4,349 | $2,114 | $215,000 |
| Sedgwick County KS | $4,275 | $1,768 | $195,000 |
| Fayette County KY | $4,260 | $1,735 | $245,000 |
| Washtenaw County MI | $4,253 | $1,712 | $295,000 |
| Kent County MI | $4,168 | $1,790 | $255,000 |
| St. Louis County MO | $3,982 | $1,395 | $215,000 |
| Ingham County MI | $3,982 | $1,721 | $155,000 |
| Jackson County MO | $3,884 | $1,837 | $215,000 |
| Douglas County NE | $3,457 | $1,440 | $245,000 |
| Johnson County KS | $3,332 | $1,556 | $345,000 |
| Milwaukee County WI | $3,194 | $1,425 | $215,000 |
| Polk County IA | $2,935 | $1,382 | $215,000 |
| Lancaster County NE | $2,804 | $1,145 | $235,000 |