Montréal Welcome tax (droit de mutation)
Build a provisional budget using the recorded regional schedule. Check your buyer status, municipal boundary and current eligibility with the closing professional.
Montréal buying-cost calculator
Pre-set to Montréal. Adjust your price and deposit.
Estimated upfront costs
$9,799
≈ 1.63% of the price · excludes your deposit
land transfer tax alone
$7,349
included in the cost subtotal
Review before using this estimate
Based on dataset June 2026. View rule changes.
Line-by-line breakdown
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- Welcome tax (droit de mutation) on $600,000
- $7,349
- First-home relief
- See notes — varies / conditional.
Welcome tax (droit de mutation) bands
Marginal — each rate applies only to the slice of the price within that band.
| Portion of price | Rate on that portion |
|---|---|
| Up to $62,900 | 0.5% |
| $62,900 – $315,000 | 1% |
| $315,000 – $552,300 | 1.5% |
| $552,300 – $1,104,700 | 2% |
| $1,104,700 – $2,136,500 | 2.5% |
| $2,136,500 – $3,113,000 | 3.5% |
| Over $3,113,000 | 4% |
Welcome tax (droit de mutation) in Montréal at a glance
What the welcome tax (droit de mutation) works out to at common Canada home prices, computed from the bands above.
| Home price | Welcome tax (droit de mutation) |
|---|---|
| $400,000 | $4,111 |
| $600,000 | $7,349 |
| $800,000 | $11,349 |
| $1,000,000 | $15,349 |
| $1,500,000 | $27,326 |
How buying costs work in Montréal
Montréal sets its own welcome-tax (droit de mutation) brackets, which climb above Québec's standard 1.5% top rate — 2% past $552,300, rising to 4% above $3.1M. Outside Montréal, the rest of Québec uses the lower standard scale (see Québec). These 2026 brackets are indexed annually.
On a $600,000 home, Montréal's welcome tax (droit de mutation) comes to roughly $7,349. On top of that you'll pay your real-estate lawyer, an inspection and registration — all built into the calculator above.
First-home buyers: Québec's new first-home transfer-duty credit (up to about $5,875, retroactive to 1 January 2026) may apply, and the City of Montréal runs a Home-Ownership Assistance Program. Both are paid separately, so nothing is deducted here — confirm current amounts with the city and Revenu Québec.
Foreign buyers: No provincial foreign-buyer tax (the federal foreign-buyer ban applies).
Source: City of Montréal droit de mutation; 2026 indexed brackets effective 1 January 2026. Official source ↗
Frequently asked questions
How much is Welcome tax (droit de mutation) in Montréal?
On a $600,000 home in Montréal, Welcome tax (droit de mutation) is about $7,349. It's charged on marginal price bands — see the table above — so it changes with your price. Montréal sets its own welcome-tax (droit de mutation) brackets, which climb above Québec's standard 1.5% top rate — 2% past $552,300, rising to 4% above $3.1M. Outside Montréal, the rest of Québec uses the lower standard scale (see Québec). These 2026 brackets are indexed annually.
Do first-home buyers get a break in Montréal?
Québec's new first-home transfer-duty credit (up to about $5,875, retroactive to 1 January 2026) may apply, and the City of Montréal runs a Home-Ownership Assistance Program. Both are paid separately, so nothing is deducted here — confirm current amounts with the city and Revenu Québec.
What about foreign buyers in Montréal?
No provincial foreign-buyer tax (the federal foreign-buyer ban applies).
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