Home buying costs in Ireland
Plan a purchase budget in EUR. Separate your deposit, estimated charges and financing, then record the details to confirm.
Ireland buying-cost calculator
Adjust the price and deposit for an itemised estimate.
Estimated upfront costs
€7,425
≈ 1.86% of the price · excludes your deposit
stamp duty alone
€4,000
included in the cost subtotal
Review before using this estimate
Based on dataset June 2026. View rule changes.
Line-by-line breakdown
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Stamp duty bands
Marginal rates — each band's rate applies only to the slice of the price within it.
| Portion of price | Rate on that portion |
|---|---|
| Up to €1,000,000 | 1% |
| €1,000,000 – €1,500,000 | 2% |
| Over €1,500,000 | 6% |
What you'll pay to buy in Ireland
Beyond the stamp duty, budget for these on top of your deposit. Each is built into the calculator above.
- Solicitor (conveyancing) — Your solicitor's fee to handle the purchase — add 23% VAT and outlays/searches on top.
- Valuation — A lender-required valuation of the property (around €200 is typical).
- Pre-purchase survey — A structural / condition survey before you commit. Apartments are cheaper; detailed structural surveys cost more.
- Land Registry registration (Tailte Éireann) — Government fee to register your ownership, tiered by price — collected by your solicitor as an outlay.
Official sources
Ireland guides
Frequently asked questions
How much does it cost to buy a home in Ireland?
In Ireland, expect total upfront buying costs of roughly 2%–3.5% of the price, on top of your deposit. The largest piece is usually the stamp duty. The rest is your solicitor, an inspection, registration fees. Use the calculator above for an itemised estimate.
What is the stamp duty in Ireland?
Stamp duty is 1% on the value up to €1,000,000, 2% on the portion from €1m to €1.5m, and 6% above €1.5m. Local Property Tax is a separate annual charge, not an upfront buying cost. On a €400,000 home it works out to about €4,000. See the band table below.
Does TallyClose sell mortgages or take my information?
No. TallyClose is an independent information publisher. Calculator inputs stay in your browser. Optional email signup forms submit the email address you enter. We do not originate loans.
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