Real estate transfer tax by state
Transfer tax — also called deed tax, conveyance tax, documentary stamps, or excise tax — is one of the most location-dependent closing costs. It ranges from nothing in 15 states to about 4% in Delaware, with city surtaxes in places like New York and San Francisco. Find your state's rate, who pays, and the statute.
| State | Rate | Who pays |
|---|---|---|
| Alabama est | 0.1% | seller |
| Alaska est | none | negotiable |
| Arizona est | none | negotiable |
| Arkansas est | 0.33% | split |
| California | 0.11% | seller |
| Colorado | 0.01% | buyer |
| Connecticut est | 1.25% | seller |
| Delaware | 4% | split |
| District of Columbia est | 1.1% | split |
| Florida | 0.7% | seller |
| Georgia | 0.1% | seller |
| Hawaii est | 0.15% | seller |
| Idaho est | none | negotiable |
| Illinois | 0.1% | seller |
| Indiana est | none | negotiable |
| Iowa est | 0.16% | seller |
| Kansas est | none | negotiable |
| Kentucky est | 0.1% | seller |
| Louisiana est | none | negotiable |
| Maine est | 0.44% | split |
| Maryland | 0.5% | split |
| Massachusetts | 0.46% | seller |
| Michigan est | 0.86% | seller |
| Minnesota est | 0.33% | seller |
| Mississippi est | none | negotiable |
| Missouri est | none | negotiable |
| Montana est | none | negotiable |
| Nebraska est | 0.22% | seller |
| Nevada est | 0.51% | seller |
| New Hampshire est | 1.5% | split |
| New Jersey | 1% | seller |
| New Mexico est | none | negotiable |
| New York | 0.4% | seller |
| North Carolina | 0.2% | seller |
| North Dakota est | none | negotiable |
| Ohio est | 0.1% | seller |
| Oklahoma est | 0.15% | seller |
| Oregon est | none | negotiable |
| Pennsylvania | 1% | split |
| Rhode Island est | 0.46% | seller |
| South Carolina est | 0.37% | seller |
| South Dakota est | 0.1% | seller |
| Tennessee est | 0.37% | buyer |
| Texas | none | negotiable |
| Utah est | none | negotiable |
| Vermont est | 1.45% | buyer |
| Virginia | 0.25% | split |
| Washington | 1.28% | seller |
| West Virginia est | 0.44% | seller |
| Wisconsin est | 0.3% | seller |
| Wyoming est | none | negotiable |
"est" marks a state we haven't yet finished source-verifying; those pages aren't indexed. 15 states are source-verified.