TallyClose

Your next home.
A clearer budget.

A clearer view of the money you need to buy, or the money you keep when you sell. Build an estimate, understand the details, and take a useful worksheet with you.

Start your estimate How the numbers work

Plan your closing budget

$
%

Cash before deposits / credits

$89,102

Includes purchase funds; excludes prior deposits, credits and prorations

Estimated cash costs

$9,102

≈ 2.28% of the home price · excludes your down payment

0 of 3 line items settled
Review before using this estimate

Based on dataset June 2026. View rule changes

Line-by-line breakdown

Transfer tax (buyer share) recorded source $0
Deed & mortgage recording fees recorded source $30
Owner's title insurance recorded source $2,262
Lender's title insurance recorded source $100
Lender fees (origination, underwriting, processing) $2,350
Appraisal $550
Credit report & flood cert $70
Home inspection $450
Homeowners insurance (first year) $1,800
Property-tax escrow (~3 months) model estimate $1,490
Dataset update emails

Get notified when this dataset is revised

One email when the rates and rules behind this estimate change — nothing else. Your figures never leave this browser. Privacy policy

Free to use. No account needed. Your estimate inputs are saved on this device. Open the full buyer calculator.

A worksheet worth
bringing to the table.

Save the details behind your estimate, then use them to ask better questions and record the actual quotes for your transaction.

An independent planning worksheet. Your lender or closing agent supplies the final figures.

  1. Your money, broken downPayment principal, fees and the assumptions behind them.
  2. The details to confirmLocal charges, financing conditions and items still unknown.
  3. Room for the actual numbersKeep quote and reconciliation notes alongside your estimate.

Work through the numbers.

All tools
Buyer closing costs

Separate the down payment, fees and prepaid items in a purchase budget.

Seller net proceeds

Review selling expenses, loan payoff and the amount left after the sale.

Transfer tax lookup

Check the recorded rate, payment assumptions and local limits.

Title fee estimator

See an estimate for owner and lender title premiums before requesting a quote.

Moving cost estimator

Plan a separate moving budget by home size and distance.

Local details matter.

Start with a state to review tax assumptions, recording fees and source notes. County and city boundaries can change what applies to your home.

Published dataset: June 2026. An included source does not establish the final charge for your transaction.

Browse states and counties →
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Buying outside the US?

Country guides →

Explore the existing country calculators for a provisional purchase budget. Check the region, buyer eligibility and source dates before relying on any tax relief or exemption.

CanadaAustraliaUnited KingdomNew ZealandIreland

Frequently asked questions

What does the cash estimate include?

The buyer worksheet separates your down payment, estimated closing charges and prepaid items. It is a planning amount before deposits already paid, seller or lender credits, prorations and other transaction adjustments. Those items must be reconciled against your actual Loan Estimate and Closing Disclosure, or the settlement statement for a cash purchase.

Can I use it without signing up?

Yes. The calculators and downloads do not require an account or an email address. Calculations run in your browser, and saved estimate inputs stay on this device. If you choose a separate email notification form, the email address is submitted so we can send that notification.

How current are the rates?

The current published dataset is labeled June 2026. Individual source dates and scope vary. A historical rate, a public statistical sample and an actual transaction quote are different things. Follow the source notes and confirm local charges with your lender or closing agent before using an estimate.

Is this a lender quote or an official closing form?

No. TallyClose is an independent planning tool. Its worksheet helps you organize a budget and questions for the people handling your transaction. It does not replace a lender-issued Loan Estimate, Closing Disclosure or settlement statement.