Free closing-cost tools
Start with a purchase budget or a seller net sheet. Then look more closely at a tax, title fee or moving expense.
Planning estimates with recorded sources and assumptions. Calculators and downloads work without an account.
See a real worksheetBuying a home
Buyer Closing Cost Calculator
Separate purchase funds from fees and prepaids, then note the deposits, credits and adjustments still to reconcile.
Selling a home
Seller Net Proceeds Calculator
Work from the sale price through selling expenses and your entered mortgage payoff to an estimated net amount.
Check a specific cost.
From estimate to conversation
Bring the numbers. Leave room for the answers.
Take your costs, assumptions and open questions to your lender or closing professional. Record actual quotes and follow-up answers alongside the estimate.
- An actual-quote column beside estimated costs
- Six fillable fields for your review notes
- Purchase funds, financing and omissions kept visible
Fictional demonstration: Texas, $400,000 home, conventional loan, 20% down, no county selected. Generated by this tool on September 12, 2026 using the dataset labeled June 2026. Sample amounts are not current quotes. Filling the PDF does not recalculate amounts.
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