Real Estate Transfer Tax Lookup
Real-estate transfer tax — also called deed tax, conveyance tax, documentary stamps, or excise tax — varies enormously: $0 in several states, around 4% in Delaware, with city surtaxes in places like New York and San Francisco. Pick a state and county to see the rate, who pays, the statute, and what it costs on your price.
Estimated transfer tax
$2,800
Rate: 0.7% · Customarily seller-paid
- Who customarily pays
- seller
- Statute
- Fla. Stat. § 201.02
Florida levies documentary stamp tax on the deed at $0.70 per $100 of price (0.70%) in every county except Miami-Dade. Miami-Dade charges $0.60 per $100 (0.60%) plus a $0.45/$100 surtax on non-single-family transfers. By custom the seller pays the deed stamps; the buyer pays the separate doc-stamp + intangible tax on the mortgage.
How to use it
- 1 Choose your state — and a county, where we have county-level data.
- 2 Enter your sale price to see the estimated transfer tax.
- 3 Read who customarily pays (buyer, seller, or split) and the statute citation.
- 4 Check the notes for city surtaxes, first-time-buyer reductions, and exemptions.
Why this matters
Transfer tax is the closing cost most often missed in rough estimates, and it's the one that varies most by location. Some states levy nothing; others stack a state rate, a county rate, and a city surtax. Who pays is a matter of state custom — buyer, seller, or split — and it's negotiable. Because these are legal facts (not arithmetic an AI can safely infer), we cite the statute and official source for each rate, and flag any figure we haven't yet source-verified.
Transfer tax by state
Frequently asked questions
What is real estate transfer tax?
It's a tax on transferring title to real property, charged when the deed is recorded. States use different names — transfer tax, deed tax, conveyance tax, documentary stamp tax, or excise tax — and rates range from nothing to several percent. Some counties and cities add their own on top.
Who pays transfer tax, the buyer or the seller?
It depends on state custom. In most states the seller pays, but several split it and a few put it on the buyer. It's also negotiable in the purchase contract. This tool shows the customary payer for each state.
Which states have no transfer tax?
Several, including Texas, Alaska, Idaho, Indiana, Kansas, Louisiana (statewide), Mississippi, Missouri, Montana, New Mexico, North Dakota, Utah, and Wyoming. Note that a few of these still allow specific local taxes or charge small recording fees. Always confirm with the county.
How is transfer tax calculated?
Usually as a flat rate per $500 or $1,000 of the sale price (for example $2 per $500, which is 0.4%). Some states are graduated by price band, and high-value 'mansion' surtaxes apply in places like New York. This tool applies the rate to the price you enter and shows the rate as a percentage.
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