Pinal County closing costs
The county-specific transfer tax and deed recording fees for Pinal County, Arizona - the local details that change your total beyond the statewide rate.
- Effective transfer tax
- 0%
- ≈ $0 on a $400,000 home
- Typical lender + 3rd-party fees
- $9,317
- median of 9,722 purchase loans · HMDA 2023
Pinal County compared with Arizona counties
In the verified Arizona county records we have, Pinal County's effective transfer-tax rate ranks #1 of 3 by highest rate. At $400,000, the county-specific transfer tax is $0, which is the same as the state-level calculation before city surtaxes.
- County rank
- #1 of 3
- within verified Arizona county pages
- Tax at $400,000
- $0
- state baseline $0
- HMDA fee sample
- 9,722
- purchase loans in 2023
Pinal County transfer-tax data: official source linked on this page, reviewed 2026-Q2.
Transfer tax in Pinal County
Arizona prohibits all real estate transfer taxes statewide — no county or municipality (including Pinal County and its cities such as Casa Grande, Maricopa, Apache Junction) may levy one. The ban is constitutional (Ariz. Const. Art. IX §24, via 2008 Prop 100 / "Protect Our Homes Act") and statutory (A.R.S. §11-1132). Arizona also has no documentary stamp tax. Only an affidavit of property value is required (no fee beyond the flat recording charge). Recording fee is a flat per-document amount regardless of page count, and is customarily split per the purchase contract.
Recording fees in Pinal County
Flat $30.00 per standard document (all documents required or authorized by law to be recorded), effective July 1, 2019; includes affidavit of property value fee, additional indexing, document/storage surcharge, and a $1 postage fee for return by mail. Government agency rate: $15.00 per instrument. Plats/surveys: $24.00 first sheet + $20.00 each additional (government: $14.00 first + $10.00 each additional).
Official recorder: Pinal County recorder ↗ — the authoritative source for the current recording fee schedule.
What lenders actually charge in Pinal County
Across 9,722 home-purchase mortgages originated in Pinal County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $9,317, of which about $4,435 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.
Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 04021, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.
Estimate your Pinal County closing costs
Pre-set to Arizona. County-level taxes above may add to this estimate.
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Frequently asked questions
What is the transfer tax in Pinal County?
Pinal County (Arizona): the applicable real-estate transfer tax works out to about 0%. Arizona prohibits all real estate transfer taxes statewide — no county or municipality (including Pinal County and its cities such as Casa Grande, Maricopa, Apache Junction) may levy one. The ban is constitutional (Ariz. Const. Art. IX §24, via 2008 Prop 100 / "Protect Our Homes Act") and statutory (A.R.S. §11-1132). Arizona also has no documentary stamp tax. Only an affidavit of property value is required (no fee beyond the flat recording charge). Recording fee is a flat per-document amount regardless of page count, and is customarily split per the purchase contract.
What are recording fees in Pinal County?
Flat $30.00 per standard document (all documents required or authorized by law to be recorded), effective July 1, 2019; includes affidavit of property value fee, additional indexing, document/storage surcharge, and a $1 postage fee for return by mail. Government agency rate: $15.00 per instrument. Plats/surveys: $24.00 first sheet + $20.00 each additional (government: $14.00 first + $10.00 each additional).
How much are closing costs in Pinal County?
Closing costs in Pinal County follow Arizona's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.
What do lenders charge in fees in Pinal County?
In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 9,722 home-purchase mortgages in Pinal County were about $9,317, of which roughly $4,435 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.
Closest Arizona county comparisons
Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.