TallyClose

Los Angeles County closing costs

The county-specific transfer tax and deed recording fees for Los Angeles County, California - the local details that change your total beyond the statewide rate.

Los Angeles County county closing-cost photography
Source-verified · 2026-Q2FIPS 06037 Official source ↗
Effective transfer tax
0.11%
≈ $440 on a $400,000 home
City transfer tax
4.5%
where the city levies its own
Typical lender + 3rd-party fees
$11,709
median of 34,184 purchase loans · HMDA 2023

Los Angeles County compared with California counties

In the verified California county records we have, Los Angeles County's effective transfer-tax rate ranks #2 of 18 by highest rate. At $400,000, the county-specific transfer tax is $440, which is the same as the state-level calculation before city surtaxes.

County rank
#2 of 18
within verified California county pages
Tax at $400,000
$440
state baseline $440
HMDA fee sample
34,184
purchase loans in 2023

Los Angeles County transfer-tax data: official source linked on this page, reviewed 2026-Q2.

Transfer tax in Los Angeles County

Seller customarily pays. Within the City of LA, the combined transfer tax burden is among the highest in the country for high-value homes.

Recording fees in Los Angeles County

First page $25, plus $3 per additional page; SB2 affordable-housing fee of $75 per title may apply (capped per transaction). The City of Los Angeles also imposes a 4.5% city transfer tax ($4.50/$1,000) on top of the county rate, and Measure ULA adds 4% on sales $5M–$10M and 5.5% above $10M.

Official recorder: Los Angeles County recorder ↗ — the authoritative source for the current recording fee schedule.

What lenders actually charge in Los Angeles County

Across 34,184 home-purchase mortgages originated in Los Angeles County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $11,709, of which about $5,260 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.

Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 06037, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.

Estimate your Los Angeles County closing costs

Pre-set to California. County-level taxes above may add to this estimate.

$
%

Estimated closing costs

$9,057

≈ 2.26% of the home price · excludes your down payment

Cash to close

$89,057

incl. down payment

0 of 3 line items settled

Based on dataset June 2026. View rule changes

Get notified when this dataset is revised

One email when the rates and rules behind this estimate change — nothing else. Your figures never leave this browser. Privacy policy

Line-by-line breakdown

Transfer tax (buyer share) estimate $0
Deed & mortgage recording fees estimate $100
Owner's title insurance estimate $2,000
Lender's title insurance estimate $1,120
Lender fees (origination, underwriting, processing) $2,500
Appraisal $550
Credit report & flood cert $70
Home inspection $450
Homeowners insurance (first year) $1,800
Property-tax escrow (~2 months) estimate $467

Frequently asked questions

What is the transfer tax in Los Angeles County?

Los Angeles County (California): the applicable real-estate transfer tax works out to about 0.11%, before any additional city tax. Seller customarily pays. Within the City of LA, the combined transfer tax burden is among the highest in the country for high-value homes.

What are recording fees in Los Angeles County?

First page $25, plus $3 per additional page; SB2 affordable-housing fee of $75 per title may apply (capped per transaction). The City of Los Angeles also imposes a 4.5% city transfer tax ($4.50/$1,000) on top of the county rate, and Measure ULA adds 4% on sales $5M–$10M and 5.5% above $10M.

How much are closing costs in Los Angeles County?

Closing costs in Los Angeles County follow California's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.

What do lenders charge in fees in Los Angeles County?

In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 34,184 home-purchase mortgages in Los Angeles County were about $11,709, of which roughly $5,260 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.

Closest California county comparisons

Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.

← Back to California closing costs