Will County closing costs
The county-specific transfer tax and deed recording fees for Will County, Illinois - the local details that change your total beyond the statewide rate.
- Effective transfer tax
- 0.05%
- ≈ $200 on a $400,000 home
- City transfer tax
- 0.3%
- where the city levies its own
- Typical lender + 3rd-party fees
- $7,058
- median of 7,050 purchase loans · HMDA 2023
Transfer tax in Will County
Illinois counties levy their own real-estate transfer tax of $0.25 per $500 ($0.50 per $1,000 = 0.0005) on top of the state tax of $0.50 per $500 ($1.00/$1,000 = 0.001); combined state+county = $0.75 per $500 (0.0015). Seller customarily pays state/county transfer tax in Illinois; transfers exempt from state tax are also exempt from county tax. City of Joliet (county seat, largest city in Will County) imposes its own municipal transfer tax of $3.00/$1,000 (0.003), seller liable. Other municipalities in the county may impose their own rates.
Recording fees in Will County
Effective Oct 1, 2025 (Will County Board approved new schedule): Standard real-estate document $90.00; Non-Standard document $118.00. (Prior schedule: real-estate document signed after 7/31/2005 = $71.00.) Source: willcountyrecorder.com/Fees.
Official recorder: Will County recorder ↗ — the authoritative source for the current recording fee schedule.
What lenders actually charge in Will County
Across 7,050 home-purchase mortgages originated in Will County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $7,058, of which about $2,445 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.
Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 17197, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.
Estimate your Will County closing costs
Pre-set to Illinois. County-level taxes above may add to this estimate.
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Frequently asked questions
What is the transfer tax in Will County?
Will County (Illinois): the applicable real-estate transfer tax works out to about 0.05%, before any additional city tax. Illinois counties levy their own real-estate transfer tax of $0.25 per $500 ($0.50 per $1,000 = 0.0005) on top of the state tax of $0.50 per $500 ($1.00/$1,000 = 0.001); combined state+county = $0.75 per $500 (0.0015). Seller customarily pays state/county transfer tax in Illinois; transfers exempt from state tax are also exempt from county tax. City of Joliet (county seat, largest city in Will County) imposes its own municipal transfer tax of $3.00/$1,000 (0.003), seller liable. Other municipalities in the county may impose their own rates.
What are recording fees in Will County?
Effective Oct 1, 2025 (Will County Board approved new schedule): Standard real-estate document $90.00; Non-Standard document $118.00. (Prior schedule: real-estate document signed after 7/31/2005 = $71.00.) Source: willcountyrecorder.com/Fees.
How much are closing costs in Will County?
Closing costs in Will County follow Illinois's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.
What do lenders charge in fees in Will County?
In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 7,050 home-purchase mortgages in Will County were about $7,058, of which roughly $2,445 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.
Other Illinois county records
Records are listed alphabetically; check each property’s municipality. Partial baselines are not a ranking of complete local taxes.