Marion County closing costs
The county-specific transfer tax and deed recording fees for Marion County, Indiana - the local details that change your total beyond the statewide rate.
- Effective transfer tax
- none
- ≈ $0 on a $400,000 home
- Typical lender + 3rd-party fees
- $4,349
- median of 9,923 purchase loans · HMDA 2023
Marion County compared with Indiana counties
In the verified Indiana county records we have, Marion County's effective transfer-tax rate ranks #1 of 2 by highest rate. At $400,000, the county-specific transfer tax is $0, which is the same as the state-level calculation before city surtaxes.
- County rank
- #1 of 2
- within verified Indiana county pages
- Tax at $400,000
- $0
- state baseline $0
- HMDA fee sample
- 9,923
- purchase loans in 2023
Marion County transfer-tax data: official source linked on this page, reviewed 2026-Q2.
Transfer tax in Marion County
Indiana levies NO real-estate transfer/excise/documentary tax at the state, county, or city level — there is no charge based on sale price; only flat administrative fees apply. The City of Indianapolis (consolidated with Marion County under Unigov) has no documentary/realty transfer tax. Customarily the seller prepares and pays to record the deed and pays the auditor transfer + SDF fees, while the buyer pays to record the mortgage; this is negotiable. Marion is the only Indiana county on the higher $35 deed / $65 mortgage flat-fee schedule.
Recording fees in Marion County
Marion County uses Indiana's flat per-document recording fees (set by IC 36-2-7-10; Marion has the higher large-county schedule effective Jan 1, 2021). Deed / most documents: $35 flat (no per-page charge for standard 8.5x14 or smaller pages). Mortgage: $65 flat. Large-format documents exceeding 8.5x14 inches (plats, large surveys): $25 + $5 per additional large sheet. Recorder certification: $5. Copies: $1/page up to 11x17, $5/page over 11x17. Note: before recording, the Auditor/Assessor collects a separate $10 per-parcel transfer fee and a $20 sales disclosure form (SDF) fee — these are flat administrative fees, not price-based taxes.
Official recorder: Marion County recorder ↗ — the authoritative source for the current recording fee schedule.
What lenders actually charge in Marion County
Across 9,923 home-purchase mortgages originated in Marion County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $4,349, of which about $2,114 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.
Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 18097, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.
Estimate your Marion County closing costs
Pre-set to Indiana. County-level taxes above may add to this estimate.
Current source data is loading. Until it finishes, the amount shown is a server-rendered static example and the controls are disabled.
Frequently asked questions
What is the transfer tax in Marion County?
Marion County (Indiana): the applicable real-estate transfer tax works out to about none. Indiana levies NO real-estate transfer/excise/documentary tax at the state, county, or city level — there is no charge based on sale price; only flat administrative fees apply. The City of Indianapolis (consolidated with Marion County under Unigov) has no documentary/realty transfer tax. Customarily the seller prepares and pays to record the deed and pays the auditor transfer + SDF fees, while the buyer pays to record the mortgage; this is negotiable. Marion is the only Indiana county on the higher $35 deed / $65 mortgage flat-fee schedule.
What are recording fees in Marion County?
Marion County uses Indiana's flat per-document recording fees (set by IC 36-2-7-10; Marion has the higher large-county schedule effective Jan 1, 2021). Deed / most documents: $35 flat (no per-page charge for standard 8.5x14 or smaller pages). Mortgage: $65 flat. Large-format documents exceeding 8.5x14 inches (plats, large surveys): $25 + $5 per additional large sheet. Recorder certification: $5. Copies: $1/page up to 11x17, $5/page over 11x17. Note: before recording, the Auditor/Assessor collects a separate $10 per-parcel transfer fee and a $20 sales disclosure form (SDF) fee — these are flat administrative fees, not price-based taxes.
How much are closing costs in Marion County?
Closing costs in Marion County follow Indiana's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.
What do lenders charge in fees in Marion County?
In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 9,923 home-purchase mortgages in Marion County were about $4,349, of which roughly $2,114 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.
Closest Indiana county comparisons
Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.