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Sedgwick County closing costs

The county-specific transfer tax and deed recording fees for Sedgwick County, Kansas - the local details that change your total beyond the statewide rate.

Sedgwick County county closing-cost photography
Source-verified · 2026-Q2FIPS 20173 Official source ↗
Effective transfer tax
none
≈ $0 on a $400,000 home
Typical lender + 3rd-party fees
$4,275
median of 5,321 purchase loans · HMDA 2023

Sedgwick County compared with Kansas counties

In the verified Kansas county records we have, Sedgwick County's effective transfer-tax rate ranks #1 of 2 by highest rate. At $400,000, the county-specific transfer tax is $0, which is the same as the state-level calculation before city surtaxes.

County rank
#1 of 2
within verified Kansas county pages
Tax at $400,000
$0
state baseline $0
HMDA fee sample
5,321
purchase loans in 2023

Sedgwick County transfer-tax data: official source linked on this page, reviewed 2026-Q2.

Transfer tax in Sedgwick County

Kansas levies NO real estate transfer tax and NO mortgage registration tax — Kansas is the only state to repeal an existing transfer/mortgage registration tax (phased out CY2015 through CY2019; fully eliminated as of Jan 1, 2019). Sedgwick County (Wichita, the largest KS county) levies none of its own, and the City of Wichita has no city transfer tax. Buyers/sellers pay only flat statutory deed recording fees set statewide by K.S.A. 28-115; typically the buyer pays recording fees per local custom.

Recording fees in Sedgwick County

Deed/mortgage recording (per K.S.A. 28-115, via Sedgwick County Register of Deeds): $21.00 for the first page (not exceeding legal size 8" x 14", includes Heritage Trust Fund and Technology Fund fees), $17.00 for each additional page or fraction thereof. Mortgage release/assignment: $20.00 first page, $4.00 each additional page.

Official recorder: Sedgwick County recorder ↗ — the authoritative source for the current recording fee schedule.

What lenders actually charge in Sedgwick County

Across 5,321 home-purchase mortgages originated in Sedgwick County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $4,275, of which about $1,768 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.

Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 20173, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.

Estimate your Sedgwick County closing costs

Pre-set to Kansas. County-level taxes above may add to this estimate.

$
%

Estimated closing costs

$8,556

≈ 2.14% of the home price · excludes your down payment

Cash to close

$88,556

incl. down payment

0 of 3 line items settled

Based on dataset June 2026. View rule changes

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Line-by-line breakdown

Transfer tax (buyer share) verified source $0
Deed & mortgage recording fees verified source $30
Owner's title insurance estimate $1,600
Lender's title insurance estimate $896
Lender fees (origination, underwriting, processing) $2,300
Appraisal $550
Credit report & flood cert $70
Home inspection $450
Homeowners insurance (first year) $1,800
Property-tax escrow (~2 months) estimate $860

Frequently asked questions

What is the transfer tax in Sedgwick County?

Sedgwick County (Kansas): the applicable real-estate transfer tax works out to about none. Kansas levies NO real estate transfer tax and NO mortgage registration tax — Kansas is the only state to repeal an existing transfer/mortgage registration tax (phased out CY2015 through CY2019; fully eliminated as of Jan 1, 2019). Sedgwick County (Wichita, the largest KS county) levies none of its own, and the City of Wichita has no city transfer tax. Buyers/sellers pay only flat statutory deed recording fees set statewide by K.S.A. 28-115; typically the buyer pays recording fees per local custom.

What are recording fees in Sedgwick County?

Deed/mortgage recording (per K.S.A. 28-115, via Sedgwick County Register of Deeds): $21.00 for the first page (not exceeding legal size 8" x 14", includes Heritage Trust Fund and Technology Fund fees), $17.00 for each additional page or fraction thereof. Mortgage release/assignment: $20.00 first page, $4.00 each additional page.

How much are closing costs in Sedgwick County?

Closing costs in Sedgwick County follow Kansas's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.

What do lenders charge in fees in Sedgwick County?

In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 5,321 home-purchase mortgages in Sedgwick County were about $4,275, of which roughly $1,768 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.

Closest Kansas county comparisons

Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.

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