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Orleans Parish closing costs

The county-specific transfer tax and deed recording fees for Orleans Parish, Louisiana - the local details that change your total beyond the statewide rate.

Orleans Parish county closing-cost photography
Source-verified · 2026-Q2FIPS 22071 Official source ↗
Effective transfer tax
0%
≈ $0 on a $400,000 home
Typical lender + 3rd-party fees
$6,692
median of 2,247 purchase loans · HMDA 2023

Orleans Parish compared with Louisiana counties

In the verified Louisiana county records we have, Orleans Parish's effective transfer-tax rate ranks #1 of 3 by highest rate. At $400,000, the county-specific transfer tax is $0, which is the same as the state-level calculation before city surtaxes.

County rank
#1 of 3
within verified Louisiana county pages
Tax at $400,000
$0
state baseline $0
HMDA fee sample
2,247
purchase loans in 2023

Orleans Parish transfer-tax data: official source linked on this page, reviewed 2026-Q2.

Transfer tax in Orleans Parish

Louisiana has no state real-estate transfer tax, and parishes generally levy none — but Orleans Parish (coterminous with the City of New Orleans) is the lone exception: it imposes a flat Documentary Transaction Tax of $325.00 on deeds/sales/donations/transfers (and on mortgages of $9,000+; reduced tiers of $75/$125/$175 for mortgages under $9,000). It is a flat fee, NOT a percentage of sale price, so the percentage rate is null. By statute the tax is paid by the seller/donor/mortgagor (grantor), customarily at recording; if unpaid at recording it must be paid within 30 days or a $500 penalty plus interest applies. The City of New Orleans levies no separate percentage transfer tax on top of this.

Recording fees in Orleans Parish

Land Records Division (Clerk of Civil District Court) document recording fee, effective Aug 1, 2017 per La. R.S. 13:844: 1-5 pages $100.00; 6-25 pages $200.00; 26-50 pages $300.00; over 50 pages $300.00 for first 50 pages plus $5.00 per additional page. Each recording also adds a $30.00 Building Fund Fee (La. R.S. 13:996.67) and a $5.00 LCRAA Remote Access Portal Fee (La. R.S. 13:754), so a typical 1-5 page deed costs about $135.00 total. Base fee includes one certified copy and indexing of up to 10 names; $5.00 per additional name, $13.00 per additional square/address, $5.00 per additional lot beyond the second. A document recorded in BOTH mortgage and conveyance records is charged the fee for each separately.

Official recorder: Orleans Parish recorder ↗ — the authoritative source for the current recording fee schedule.

What lenders actually charge in Orleans Parish

Across 2,247 home-purchase mortgages originated in Orleans Parish in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $6,692, of which about $2,643 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.

Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 22071, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.

Estimate your Orleans Parish closing costs

Pre-set to Louisiana. County-level taxes above may add to this estimate.

$
%

Estimated closing costs

$8,450

≈ 2.11% of the home price · excludes your down payment

Cash to close

$88,450

incl. down payment

0 of 3 line items settled

Based on dataset June 2026. View rule changes

Get notified when this dataset is revised

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Line-by-line breakdown

Transfer tax (buyer share) verified source $0
Deed & mortgage recording fees verified source $105
Owner's title insurance estimate $1,800
Lender's title insurance estimate $1,008
Lender fees (origination, underwriting, processing) $2,300
Appraisal $550
Credit report & flood cert $70
Home inspection $450
Homeowners insurance (first year) $1,800
Property-tax escrow (~2 months) estimate $367

Frequently asked questions

What is the transfer tax in Orleans Parish?

Orleans Parish (Louisiana): the applicable real-estate transfer tax works out to about 0%. Louisiana has no state real-estate transfer tax, and parishes generally levy none — but Orleans Parish (coterminous with the City of New Orleans) is the lone exception: it imposes a flat Documentary Transaction Tax of $325.00 on deeds/sales/donations/transfers (and on mortgages of $9,000+; reduced tiers of $75/$125/$175 for mortgages under $9,000). It is a flat fee, NOT a percentage of sale price, so the percentage rate is null. By statute the tax is paid by the seller/donor/mortgagor (grantor), customarily at recording; if unpaid at recording it must be paid within 30 days or a $500 penalty plus interest applies. The City of New Orleans levies no separate percentage transfer tax on top of this.

What are recording fees in Orleans Parish?

Land Records Division (Clerk of Civil District Court) document recording fee, effective Aug 1, 2017 per La. R.S. 13:844: 1-5 pages $100.00; 6-25 pages $200.00; 26-50 pages $300.00; over 50 pages $300.00 for first 50 pages plus $5.00 per additional page. Each recording also adds a $30.00 Building Fund Fee (La. R.S. 13:996.67) and a $5.00 LCRAA Remote Access Portal Fee (La. R.S. 13:754), so a typical 1-5 page deed costs about $135.00 total. Base fee includes one certified copy and indexing of up to 10 names; $5.00 per additional name, $13.00 per additional square/address, $5.00 per additional lot beyond the second. A document recorded in BOTH mortgage and conveyance records is charged the fee for each separately.

How much are closing costs in Orleans Parish?

Closing costs in Orleans Parish follow Louisiana's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.

What do lenders charge in fees in Orleans Parish?

In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 2,247 home-purchase mortgages in Orleans Parish were about $6,692, of which roughly $2,643 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.

Closest Louisiana county comparisons

Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.

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