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Clark County closing costs

The county-specific transfer tax and deed recording fees for Clark County, Nevada - the local details that change your total beyond the statewide rate.

Clark County county closing-cost photography
Source-verified · 2026-Q2FIPS 32003 Official source ↗
Effective transfer tax
0.12%
≈ $480 on a $400,000 home
Typical lender + 3rd-party fees
$9,100
median of 24,747 purchase loans · HMDA 2023

Clark County compared with Nevada counties

In the verified Nevada county records we have, Clark County's effective transfer-tax rate ranks #1 of 2 by highest rate. At $400,000, the county-specific transfer tax is $480, which is $1,560 below the state-level calculation before city surtaxes.

County rank
#1 of 2
within verified Nevada county pages
Tax at $400,000
$480
state baseline $2,040
HMDA fee sample
24,747
purchase loans in 2023

Clark County transfer-tax data: official source linked on this page, reviewed 2026-Q2.

Transfer tax in Clark County

Nevada is one of the rare states where the COUNTY levies its own transfer tax add-on on top of the state Real Property Transfer Tax. Clark County total = $2.55 per $500 of value ($1.95/$500 state base + $0.60/$500 Clark County add-on). The $0.60/$500 county portion = 0.0012 of price (reported here); the combined effective total is $5.10 per $1,000 = 0.0051 of price. Tax is calculated on full purchase price or fair market value; per NRS 375, buyer and seller are jointly/severally liable but in practice the SELLER customarily pays in Clark County (Las Vegas/Henderson/North Las Vegas). No major city in the county levies its own separate documentary/transfer tax. Certain transfers are exempt under NRS 375.090. Contact: Transfer Tax Auditor (702) 455-4336.

Recording fees in Clark County

Flat $42.00 total recording fee per document for standard real estate documents (deeds), regardless of page count. The $42.00 is composed of: $25.00 base recording fee + $10.00 Nevada Legal Aid Services for the indigent + $5.00 technology fee + $1.00 Foster Care assistance fund + $1.00 District Court investigator compensation. Nevada does NOT charge a per-additional-page fee for standard recordings (flat fee covers the document). A $25.00 non-compliance fee applies if the document does not meet formatting standards. Copies are $1.00/page; certification $4.00/document. (UCC filings: $60 for 1-2 pages, $90 for 3-20 pages — not applicable to deeds.) Effective Jan 1, 2020.

Official recorder: Clark County recorder ↗ — the authoritative source for the current recording fee schedule.

What lenders actually charge in Clark County

Across 24,747 home-purchase mortgages originated in Clark County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $9,100, of which about $4,603 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.

Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 32003, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.

Estimate your Clark County closing costs

Pre-set to Nevada. County-level taxes above may add to this estimate.

$
%

Estimated closing costs

$8,333

≈ 2.08% of the home price · excludes your down payment

Cash to close

$88,333

incl. down payment

0 of 3 line items settled

Based on dataset June 2026. View rule changes

Get notified when this dataset is revised

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Line-by-line breakdown

Transfer tax (buyer share) verified source $0
Deed & mortgage recording fees verified source $42
Owner's title insurance estimate $1,800
Lender's title insurance estimate $1,008
Lender fees (origination, underwriting, processing) $2,300
Appraisal $550
Credit report & flood cert $70
Home inspection $450
Homeowners insurance (first year) $1,800
Property-tax escrow (~2 months) estimate $313

Frequently asked questions

What is the transfer tax in Clark County?

Clark County (Nevada): the applicable real-estate transfer tax works out to about 0.12%. Nevada is one of the rare states where the COUNTY levies its own transfer tax add-on on top of the state Real Property Transfer Tax. Clark County total = $2.55 per $500 of value ($1.95/$500 state base + $0.60/$500 Clark County add-on). The $0.60/$500 county portion = 0.0012 of price (reported here); the combined effective total is $5.10 per $1,000 = 0.0051 of price. Tax is calculated on full purchase price or fair market value; per NRS 375, buyer and seller are jointly/severally liable but in practice the SELLER customarily pays in Clark County (Las Vegas/Henderson/North Las Vegas). No major city in the county levies its own separate documentary/transfer tax. Certain transfers are exempt under NRS 375.090. Contact: Transfer Tax Auditor (702) 455-4336.

What are recording fees in Clark County?

Flat $42.00 total recording fee per document for standard real estate documents (deeds), regardless of page count. The $42.00 is composed of: $25.00 base recording fee + $10.00 Nevada Legal Aid Services for the indigent + $5.00 technology fee + $1.00 Foster Care assistance fund + $1.00 District Court investigator compensation. Nevada does NOT charge a per-additional-page fee for standard recordings (flat fee covers the document). A $25.00 non-compliance fee applies if the document does not meet formatting standards. Copies are $1.00/page; certification $4.00/document. (UCC filings: $60 for 1-2 pages, $90 for 3-20 pages — not applicable to deeds.) Effective Jan 1, 2020.

How much are closing costs in Clark County?

Closing costs in Clark County follow Nevada's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.

What do lenders charge in fees in Clark County?

In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 24,747 home-purchase mortgages in Clark County were about $9,100, of which roughly $4,603 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.

Closest Nevada county comparisons

Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.

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