Forsyth County closing costs
The county-specific transfer tax and deed recording fees for Forsyth County, North Carolina - the local details that change your total beyond the statewide rate.
- Effective transfer tax
- 0.2%
- ≈ $800 on a $400,000 home
- Typical lender + 3rd-party fees
- $5,143
- median of 3,907 purchase loans · HMDA 2023
Forsyth County compared with North Carolina counties
In the verified North Carolina county records we have, Forsyth County's effective transfer-tax rate ranks #1 of 8 by highest rate. At $400,000, the county-specific transfer tax is $800, which is the same as the state-level calculation before city surtaxes.
- County rank
- #1 of 8
- within verified North Carolina county pages
- Tax at $400,000
- $800
- state baseline $800
- HMDA fee sample
- 3,907
- purchase loans in 2023
Forsyth County transfer-tax data: official source linked on this page, reviewed 2026-Q2.
Transfer tax in Forsyth County
North Carolina levies a statewide real estate excise (transfer) tax of $1 per $500 of consideration (0.002), collected by the Register of Deeds at recording and customarily paid by the seller; Forsyth County does NOT levy any additional county transfer tax. Only 7 NC counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington) have an extra local land transfer tax — Forsyth is not one of them, so county_transfer_tax_rate is null. Note: the statewide excise of 0.002 still applies in Forsyth but is a state tax, not a county-specific levy.
Recording fees in Forsyth County
Deeds and general instruments: $26 for the first 15 pages, $4 each additional page. Deeds of Trust / Mortgages: $64 for the first 35 pages, $4 each additional page. $10 per additional deed-of-trust reference on assignments; $2 per additional index entry (party name) over 20. (Forsyth County Register of Deeds fee schedule.)
Official recorder: Forsyth County recorder ↗ — the authoritative source for the current recording fee schedule.
What lenders actually charge in Forsyth County
Across 3,907 home-purchase mortgages originated in Forsyth County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $5,143, of which about $2,519 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.
Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 37067, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.
Estimate your Forsyth County closing costs
Pre-set to North Carolina. County-level taxes above may add to this estimate.
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Frequently asked questions
What is the transfer tax in Forsyth County?
Forsyth County (North Carolina): the applicable real-estate transfer tax works out to about 0.2%. North Carolina levies a statewide real estate excise (transfer) tax of $1 per $500 of consideration (0.002), collected by the Register of Deeds at recording and customarily paid by the seller; Forsyth County does NOT levy any additional county transfer tax. Only 7 NC counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington) have an extra local land transfer tax — Forsyth is not one of them, so county_transfer_tax_rate is null. Note: the statewide excise of 0.002 still applies in Forsyth but is a state tax, not a county-specific levy.
What are recording fees in Forsyth County?
Deeds and general instruments: $26 for the first 15 pages, $4 each additional page. Deeds of Trust / Mortgages: $64 for the first 35 pages, $4 each additional page. $10 per additional deed-of-trust reference on assignments; $2 per additional index entry (party name) over 20. (Forsyth County Register of Deeds fee schedule.)
How much are closing costs in Forsyth County?
Closing costs in Forsyth County follow North Carolina's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.
What do lenders charge in fees in Forsyth County?
In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 3,907 home-purchase mortgages in Forsyth County were about $5,143, of which roughly $2,519 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.
Closest North Carolina county comparisons
Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.