Multnomah County closing costs
The county-specific transfer tax and deed recording fees for Multnomah County, Oregon - the local details that change your total beyond the statewide rate.
- Effective transfer tax
- none
- ≈ $0 on a $400,000 home
- Typical lender + 3rd-party fees
- $7,906
- median of 6,705 purchase loans · HMDA 2023
Multnomah County compared with Oregon counties
In the verified Oregon county records we have, Multnomah County's effective transfer-tax rate ranks #2 of 2 by highest rate. At $400,000, the county-specific transfer tax is $0, which is the same as the state-level calculation before city surtaxes.
- County rank
- #2 of 2
- within verified Oregon county pages
- Tax at $400,000
- $0
- state baseline $0
- HMDA fee sample
- 6,705
- purchase loans in 2023
Multnomah County transfer-tax data: official source linked on this page, reviewed 2026-Q2.
Transfer tax in Multnomah County
No county or city real estate transfer tax. Oregon (ORS 306.815) prohibits cities and counties from imposing real estate transfer taxes; Washington County is the only OR county grandfathered in, so Multnomah (Portland, Gresham) has none. Recording fees are typically paid by the party recording the document (buyer/escrow for the deed); seller owes no excise/transfer tax at closing.
Recording fees in Multnomah County
Deed (standard real property document): $86 first page + $5 each additional page. Additional $5 for documents with more than one transaction; $5 cover-page fee if the required 4"x2" recording-label space is missing; $20 non-standard fee if the cover page does not meet statutory first-page requirements.
Official recorder: Multnomah County recorder ↗ — the authoritative source for the current recording fee schedule.
What lenders actually charge in Multnomah County
Across 6,705 home-purchase mortgages originated in Multnomah County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $7,906, of which about $4,499 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.
Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 41051, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.
Estimate your Multnomah County closing costs
Pre-set to Oregon. County-level taxes above may add to this estimate.
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Frequently asked questions
What is the transfer tax in Multnomah County?
Multnomah County (Oregon): the applicable real-estate transfer tax works out to about none. No county or city real estate transfer tax. Oregon (ORS 306.815) prohibits cities and counties from imposing real estate transfer taxes; Washington County is the only OR county grandfathered in, so Multnomah (Portland, Gresham) has none. Recording fees are typically paid by the party recording the document (buyer/escrow for the deed); seller owes no excise/transfer tax at closing.
What are recording fees in Multnomah County?
Deed (standard real property document): $86 first page + $5 each additional page. Additional $5 for documents with more than one transaction; $5 cover-page fee if the required 4"x2" recording-label space is missing; $20 non-standard fee if the cover page does not meet statutory first-page requirements.
How much are closing costs in Multnomah County?
Closing costs in Multnomah County follow Oregon's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.
What do lenders charge in fees in Multnomah County?
In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 6,705 home-purchase mortgages in Multnomah County were about $7,906, of which roughly $4,499 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.
Closest Oregon county comparisons
Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.