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Prince William County closing costs

The county-specific transfer tax and deed recording fees for Prince William County, Virginia - the local details that change your total beyond the statewide rate.

Prince William County county closing-cost photography
Source-verified · 2026-Q2FIPS 51153 Official source ↗
Effective transfer tax
0.2%
≈ $800 on a $400,000 home
Typical lender + 3rd-party fees
$8,566
median of 4,811 purchase loans · HMDA 2023

Prince William County compared with Virginia counties

In the verified Virginia county records we have, Prince William County's effective transfer-tax rate ranks #3 of 6 by highest rate. At $400,000, the county-specific transfer tax is $800, which is $200 below the state-level calculation before city surtaxes.

County rank
#3 of 6
within verified Virginia county pages
Tax at $400,000
$800
state baseline $1,000
HMDA fee sample
4,811
purchase loans in 2023

Prince William County transfer-tax data: official source linked on this page, reviewed 2026-Q2.

Transfer tax in Prince William County

Virginia's core seller-paid transfer tax is the state grantor's tax of $0.50 per $500 (0.001 of price) under Va. Code 58.1-802, which is statewide, not county-specific. Because Prince William sits in the NVTA/NoVA district, two additional state-mandated regional fees also apply to sales here, both paid by the seller (grantor): the Regional Congestion Relief Fee ($0.10/$100, 58.1-802.4) and the WMATA Capital Fee ($0.10/$100, 58.1-802.3), each 0.001 of price. The 0.002 reported here is that NoVA add-on above the baseline state grantor tax. The buyer separately pays state recordation tax ($0.25/$100 standard) plus local recordation tax of one-third of state. The county does not levy its own independent ordinance-based real estate transfer tax beyond these statute-driven regional fees.

Recording fees in Prince William County

Deed recording (Clerk of Circuit Court): Clerk's recording fee $23.00 for a deed of 1-10 pages ($37.00 for 11-30 pages; $57.00 for 31+ pages), PLUS mandatory add-ons: Technology Trust Fund $5.00, Open Space Preservation $3.00, and Deed Processing Fee $20.00 (on deeds/deeds of trust generating tax). A $5.00 paper filing fee applies per instrument for paper (non-eRecorded) filings. Use the Virginia Deed Calculator (ccdeedcalc.courts.state.va.us) for exact totals including taxes.

Official recorder: Prince William County recorder ↗ — the authoritative source for the current recording fee schedule.

What lenders actually charge in Prince William County

Across 4,811 home-purchase mortgages originated in Prince William County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $8,566, of which about $3,910 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.

Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 51153, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.

Estimate your Prince William County closing costs

Pre-set to Virginia. County-level taxes above may add to this estimate.

$
%

Estimated closing costs

$8,738

≈ 2.18% of the home price · excludes your down payment

Cash to close

$88,738

incl. down payment

0 of 3 line items settled

Based on dataset June 2026. View rule changes

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Line-by-line breakdown

Transfer / recordation tax (your share) estimate $500
Deed & mortgage recording fees estimate $35
Owner's title insurance estimate $1,600
Lender's title insurance estimate $896
Lender fees (origination, underwriting, processing) $2,350
Appraisal $550
Credit report & flood cert $70
Home inspection $450
Homeowners insurance (first year) $1,800
Property-tax escrow (~2 months) estimate $487

Frequently asked questions

What is the transfer tax in Prince William County?

Prince William County (Virginia): the applicable real-estate transfer tax works out to about 0.2%. Virginia's core seller-paid transfer tax is the state grantor's tax of $0.50 per $500 (0.001 of price) under Va. Code 58.1-802, which is statewide, not county-specific. Because Prince William sits in the NVTA/NoVA district, two additional state-mandated regional fees also apply to sales here, both paid by the seller (grantor): the Regional Congestion Relief Fee ($0.10/$100, 58.1-802.4) and the WMATA Capital Fee ($0.10/$100, 58.1-802.3), each 0.001 of price. The 0.002 reported here is that NoVA add-on above the baseline state grantor tax. The buyer separately pays state recordation tax ($0.25/$100 standard) plus local recordation tax of one-third of state. The county does not levy its own independent ordinance-based real estate transfer tax beyond these statute-driven regional fees.

What are recording fees in Prince William County?

Deed recording (Clerk of Circuit Court): Clerk's recording fee $23.00 for a deed of 1-10 pages ($37.00 for 11-30 pages; $57.00 for 31+ pages), PLUS mandatory add-ons: Technology Trust Fund $5.00, Open Space Preservation $3.00, and Deed Processing Fee $20.00 (on deeds/deeds of trust generating tax). A $5.00 paper filing fee applies per instrument for paper (non-eRecorded) filings. Use the Virginia Deed Calculator (ccdeedcalc.courts.state.va.us) for exact totals including taxes.

How much are closing costs in Prince William County?

Closing costs in Prince William County follow Virginia's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.

What do lenders charge in fees in Prince William County?

In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 4,811 home-purchase mortgages in Prince William County were about $8,566, of which roughly $3,910 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.

Closest Virginia county comparisons

Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.

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