Closing costs in Wyoming

What a buyer or seller pays at the closing table in Wyoming — the real transfer-tax rate, recording fees, title-insurance method and attorney rules, plus a calculator that uses Wyoming's actual rates.

Wyoming neighborhood closing-cost photography
Source-verified · 2026-Q2W.S. 18-3-402(a)(xvi) (county clerk recording fees); no transfer-tax statute exists in Wyoming Official source ↗
Transfer tax
0%
customarily none-paid
Recording fee (deed)
~$12
charged per page of the document
Title insurance
filed
~$4.50 / $1,000
Attorney at closing
Not required

Wyoming in the national transfer-tax dataset

0%, #37 of 51 nationally; at $400,000, that is $640 below the median $640 tax at $400,000. The comparison uses the 51 source-verified state and DC records in the TallyClose dataset; null transfer-tax states count as 0% rather than being filled with an estimate.

National rank
#37 of 51
highest state transfer-tax rate first
Median-state tax at $400,000
$640
Wyoming: $0
County coverage
0
0 with a city-tax field

Wyoming transfer-tax data: official source linked on this page, reviewed 2026-Q2.

How closing costs work in Wyoming

The biggest closing-cost variable in Wyoming is the real-estate transfer tax, which here is 0% and is customarily none-paid. Wyoming imposes NO state real-estate transfer, deed, documentary, or conveyance tax, and there are no county or municipal transfer-tax add-ons. Multiple legislative attempts to create one (HB0269 in 2001, HB0098 in 2018, draft 21LSO-0056) all failed; recording a deed only triggers the standard county clerk recording fee.

On a $400,000 home, the state-level transfer tax works out to roughly $0 , before any county or city add-ons. County recording fees are charged per page of the document and run around $12 for the deed.

For title insurance, Wyoming title-insurance rates are filed with the state and broadly similar between companies, though you can sometimes shop. Wyoming does not require an attorney at closing — a title or escrow company typically handles settlement, though you can hire an attorney if you want one. Lenders here typically charge $1,400–$3,200 in origination and processing fees, and 2 months of property-tax escrow is commonly collected at closing.

Statute: W.S. 18-3-402(a)(xvi) (county clerk recording fees); no transfer-tax statute exists in Wyoming. Official source ↗

Wyoming closing cost calculator

Pre-set to Wyoming. Adjust your price, down payment and loan type.

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Leave blank to keep the estimate; enter 0 for a zero quote. Each quote replaces only its named fee. The rest of the budget still needs confirmation.

Origination, underwriting, processing only. Do not enter the total from your Loan Estimate.

First-year premium, not a monthly payment or title insurance.

Cash before deposits / credits

$88,370

Includes purchase funds; excludes prior deposits, credits and prorations

Estimated cash costs

$8,370

≈ 2.09% of the home price · excludes your down payment

0 of 3 line items settled
Review before using this estimate

Based on dataset June 2026. View rule changes

Line-by-line breakdown

Transfer tax (buyer share) recorded source $0
Deed & mortgage recording fees recorded source $12
Owner's title insurance model estimate $1,800
Lender's title insurance model estimate $1,008
Lender fees (origination, underwriting, processing) $2,300
Appraisal $550
Credit report & flood cert $70
Home inspection $450
Homeowners insurance (first year) $1,800
Property-tax escrow (~2 months) model estimate $380
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Frequently asked questions

How much are closing costs in Wyoming?

In Wyoming, buyer closing costs typically run about 2%–5% of the purchase price. The state-specific pieces are the transfer tax (0%, customarily none-paid), county recording fees (charged per page of the document, around $12), and title insurance. Wyoming does not require an attorney at closing. Use the calculator above for your price.

What is the transfer tax in Wyoming?

Wyoming's real-estate transfer tax is 0% and is customarily none-paid. Wyoming imposes NO state real-estate transfer, deed, documentary, or conveyance tax, and there are no county or municipal transfer-tax add-ons. Multiple legislative attempts to create one (HB0269 in 2001, HB0098 in 2018, draft 21LSO-0056) all failed; recording a deed only triggers the standard county clerk recording fee.

Who pays closing costs in Wyoming?

Both buyer and seller pay different items. The transfer tax in Wyoming is customarily none-paid. Buyers generally cover lender fees, the appraisal, lender's title insurance and prepaids; sellers generally cover the agent commission and, in most states, the bulk of the transfer tax. Everything is negotiable in the contract.

Do I need an attorney to close in Wyoming?

No. Wyoming does not require an attorney at closing; a title or escrow company typically handles settlement. You may still choose to hire one.

Closest transfer-tax comparisons

Algorithmic neighbors by verified transfer-tax rate, not a static related-links block.

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