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Illinois real estate transfer tax

Illinois's transfer tax is 0.1%, customarily seller-paid. Here's how it works, what it costs at common price points, and the statute behind it.

Source-verified · 2026-Q235 ILCS 200/31-10 (Real Estate Transfer Tax Law) Official source ↗

Illinois charges a state transfer tax of $0.50 per $500 (0.10%) plus a county tax of $0.25 per $500 (0.05%), so $0.75 per $500 (0.15%) is the typical state+county total, paid by the seller. Home-rule municipalities add their own — Chicago's combined transfer tax is far higher (the city imposes its own tax, much of it buyer-paid).

What it costs at common prices

Sale priceState transfer tax
$200,000 $200
$400,000 $400
$600,000 $600
$800,000 $800

State-level only; county and city taxes may add to these figures.

Look up your transfer tax

$

Estimated transfer tax

$2,800

Rate: 0.7% · Customarily seller-paid

Who customarily pays
seller
Statute
Fla. Stat. § 201.02

Florida levies documentary stamp tax on the deed at $0.70 per $100 of price (0.70%) in every county except Miami-Dade. Miami-Dade charges $0.60 per $100 (0.60%) plus a $0.45/$100 surtax on non-single-family transfers. By custom the seller pays the deed stamps; the buyer pays the separate doc-stamp + intangible tax on the mortgage.

Frequently asked questions

What is the real estate transfer tax in Illinois?

Illinois's transfer tax is 0.1% of the sale price, customarily seller-paid. Illinois charges a state transfer tax of $0.50 per $500 (0.10%) plus a county tax of $0.25 per $500 (0.05%), so $0.75 per $500 (0.15%) is the typical state+county total, paid by the seller. Home-rule municipalities add their own — Chicago's combined transfer tax is far higher (the city imposes its own tax, much of it buyer-paid).

Who pays the transfer tax in Illinois?

In Illinois the transfer tax is customarily seller-paid, though it's negotiable in the purchase contract.

How is Illinois's transfer tax calculated?

Multiply the sale price by 0.1%. For example, on a $400,000 home that's about $400. Illinois charges a state transfer tax of $0.50 per $500 (0.10%) plus a county tax of $0.25 per $500 (0.05%), so $0.75 per $500 (0.15%) is the typical state+county total, paid by the seller. Home-rule municipalities add their own — Chicago's combined transfer tax is far higher (the city imposes its own tax, much of it buyer-paid).

Transfer tax in other states

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