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Maryland real estate transfer tax

Maryland's transfer tax is 0.5%, customarily split-paid. Here's how it works, what it costs at common price points, and the statute behind it.

Source-verified · 2026-Q2Md. Code, Tax-Property § 13-203 (transfer tax) Official source ↗

Maryland charges a 0.5% state transfer tax (reduced to 0.25% when the buyer is a first-time Maryland homebuyer, in which case the seller pays it), plus county transfer tax (0.5%–1.5% by county) and the state recordation tax ($2.50–$5.00 per $500). Combined, Maryland's recording burden is among the steeper ones; customs on who pays vary by county.

What it costs at common prices

Sale priceState transfer tax
$200,000 $1,000
$400,000 $2,000
$600,000 $3,000
$800,000 $4,000

State-level only; county and city taxes may add to these figures.

Look up your transfer tax

$

Estimated transfer tax

$2,800

Rate: 0.7% · Customarily seller-paid

Who customarily pays
seller
Statute
Fla. Stat. § 201.02

Florida levies documentary stamp tax on the deed at $0.70 per $100 of price (0.70%) in every county except Miami-Dade. Miami-Dade charges $0.60 per $100 (0.60%) plus a $0.45/$100 surtax on non-single-family transfers. By custom the seller pays the deed stamps; the buyer pays the separate doc-stamp + intangible tax on the mortgage.

Frequently asked questions

What is the real estate transfer tax in Maryland?

Maryland's transfer tax is 0.5% of the sale price, customarily split-paid. Maryland charges a 0.5% state transfer tax (reduced to 0.25% when the buyer is a first-time Maryland homebuyer, in which case the seller pays it), plus county transfer tax (0.5%–1.5% by county) and the state recordation tax ($2.50–$5.00 per $500). Combined, Maryland's recording burden is among the steeper ones; customs on who pays vary by county.

Who pays the transfer tax in Maryland?

In Maryland the transfer tax is customarily split-paid, though it's negotiable in the purchase contract.

How is Maryland's transfer tax calculated?

Multiply the sale price by 0.5%. For example, on a $400,000 home that's about $2,000. Maryland charges a 0.5% state transfer tax (reduced to 0.25% when the buyer is a first-time Maryland homebuyer, in which case the seller pays it), plus county transfer tax (0.5%–1.5% by county) and the state recordation tax ($2.50–$5.00 per $500). Combined, Maryland's recording burden is among the steeper ones; customs on who pays vary by county.

Transfer tax in other states

All Maryland closing costs →