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New Jersey real estate transfer tax

New Jersey's transfer tax is 1%, customarily seller-paid. Here's how it works, what it costs at common price points, and the statute behind it.

Source-verified · 2026-Q2N.J.S.A. 46:15-7 (Realty Transfer Fee) Official source ↗

New Jersey's Realty Transfer Fee is graduated, working out to roughly 0.4%–1.0% on typical homes and paid by the seller. On purchases above $1,000,000 the BUYER also pays an additional 1% 'mansion tax'. New Jersey is not an attorney-required state by statute, but attorney involvement (and a 3-day attorney-review period) is the universal custom.

What it costs at common prices

Sale priceState transfer tax
$200,000 $2,000
$400,000 $4,000
$600,000 $6,000
$800,000 $8,000

State-level only; county and city taxes may add to these figures.

Look up your transfer tax

$

Estimated transfer tax

$2,800

Rate: 0.7% · Customarily seller-paid

Who customarily pays
seller
Statute
Fla. Stat. § 201.02

Florida levies documentary stamp tax on the deed at $0.70 per $100 of price (0.70%) in every county except Miami-Dade. Miami-Dade charges $0.60 per $100 (0.60%) plus a $0.45/$100 surtax on non-single-family transfers. By custom the seller pays the deed stamps; the buyer pays the separate doc-stamp + intangible tax on the mortgage.

Frequently asked questions

What is the real estate transfer tax in New Jersey?

New Jersey's transfer tax is 1% of the sale price, customarily seller-paid. New Jersey's Realty Transfer Fee is graduated, working out to roughly 0.4%–1.0% on typical homes and paid by the seller. On purchases above $1,000,000 the BUYER also pays an additional 1% 'mansion tax'. New Jersey is not an attorney-required state by statute, but attorney involvement (and a 3-day attorney-review period) is the universal custom.

Who pays the transfer tax in New Jersey?

In New Jersey the transfer tax is customarily seller-paid, though it's negotiable in the purchase contract.

How is New Jersey's transfer tax calculated?

Multiply the sale price by 1%. For example, on a $400,000 home that's about $4,000. New Jersey's Realty Transfer Fee is graduated, working out to roughly 0.4%–1.0% on typical homes and paid by the seller. On purchases above $1,000,000 the BUYER also pays an additional 1% 'mansion tax'. New Jersey is not an attorney-required state by statute, but attorney involvement (and a 3-day attorney-review period) is the universal custom.

Transfer tax in other states

All New Jersey closing costs →