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Texas real estate transfer tax

Texas's transfer tax is none, customarily negotiable-paid. Here's how it works, what it costs at common price points, and the statute behind it.

Source-verified · 2026-Q2Tex. Ins. Code Title 11 (promulgated title rates); no transfer-tax statute exists Official source ↗

Texas is one of a handful of states with NO real-estate transfer tax — there is no deed stamp or excise tax on the sale price. Title insurance, however, uses promulgated (state-set) rates, so the owner's-policy premium is identical at every title company; you cannot shop the premium itself. Texas also has no state income tax.

Look up your transfer tax

$

Estimated transfer tax

$2,800

Rate: 0.7% · Customarily seller-paid

Who customarily pays
seller
Statute
Fla. Stat. § 201.02

Florida levies documentary stamp tax on the deed at $0.70 per $100 of price (0.70%) in every county except Miami-Dade. Miami-Dade charges $0.60 per $100 (0.60%) plus a $0.45/$100 surtax on non-single-family transfers. By custom the seller pays the deed stamps; the buyer pays the separate doc-stamp + intangible tax on the mortgage.

Frequently asked questions

What is the real estate transfer tax in Texas?

Texas's transfer tax is none of the sale price, customarily negotiable-paid. Texas is one of a handful of states with NO real-estate transfer tax — there is no deed stamp or excise tax on the sale price. Title insurance, however, uses promulgated (state-set) rates, so the owner's-policy premium is identical at every title company; you cannot shop the premium itself. Texas also has no state income tax.

Who pays the transfer tax in Texas?

In Texas the transfer tax is customarily negotiable-paid, though it's negotiable in the purchase contract.

How is Texas's transfer tax calculated?

Texas has no state real-estate transfer tax, so there's nothing to calculate at the state level. Check for any local recording fees with your county.

Transfer tax in other states

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