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Tulare County closing costs

The county-specific transfer tax and deed recording fees for Tulare County, California - the local details that change your total beyond the statewide rate.

Tulare County county closing-cost photography
Source-verified · 2026-Q2FIPS 06107 Official source ↗
Effective transfer tax
0.11%
≈ $440 on a $400,000 home
Typical lender + 3rd-party fees
$10,157
median of 2,045 purchase loans · HMDA 2023

Tulare County compared with California counties

In the verified California county records we have, Tulare County's effective transfer-tax rate ranks #2 of 18 by highest rate. At $400,000, the county-specific transfer tax is $440, which is the same as the state-level calculation before city surtaxes.

County rank
#2 of 18
within verified California county pages
Tax at $400,000
$440
state baseline $440
HMDA fee sample
2,045
purchase loans in 2023

Tulare County transfer-tax data: official source linked on this page, reviewed 2026-Q2.

Transfer tax in Tulare County

Documentary transfer tax is the standard California $0.55 per $500 = $1.10 per $1,000 (0.0011 of price), customarily paid by the seller; buyer customarily pays recording fees. Six Tulare cities (Visalia, Tulare, Porterville, Dinuba, Exeter, Lindsay) levy a conforming $0.55/$1,000 city transfer tax that is CREDITED against the county's share (city $0.55 + county $0.55 = $1.10 total), so the effective rate stays 0.0011 everywhere in the county with nothing added on top; Woodlake has no city transfer tax. These are general-law conforming taxes, not charter-city surcharges in excess of the county rate.

Recording fees in Tulare County

Standard single-title document: $21.00 first page. Document subject to documentary transfer tax (e.g. deed): $14.00 first page. Each additional page (same document): $3.00. Additional fees: $10.00 Survey Monument Fee on most deeds (some exemptions), $3.00 per non-conforming page, $20.00 penalty for failing to submit a Preliminary Change of Ownership Report. Source: official Tulare County Assessor/Clerk-Recorder Recorder Fee Schedule.

Official recorder: Tulare County recorder ↗ — the authoritative source for the current recording fee schedule.

What lenders actually charge in Tulare County

Across 2,045 home-purchase mortgages originated in Tulare County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $10,157, of which about $5,312 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.

Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 06107, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.

Estimate your Tulare County closing costs

Pre-set to California. County-level taxes above may add to this estimate.

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Estimated closing costs

$9,057

≈ 2.26% of the home price · excludes your down payment

Cash to close

$89,057

incl. down payment

0 of 3 line items settled

Based on dataset June 2026. View rule changes

Get notified when this dataset is revised

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Line-by-line breakdown

Transfer tax (buyer share) estimate $0
Deed & mortgage recording fees estimate $100
Owner's title insurance estimate $2,000
Lender's title insurance estimate $1,120
Lender fees (origination, underwriting, processing) $2,500
Appraisal $550
Credit report & flood cert $70
Home inspection $450
Homeowners insurance (first year) $1,800
Property-tax escrow (~2 months) estimate $467

Frequently asked questions

What is the transfer tax in Tulare County?

Tulare County (California): the applicable real-estate transfer tax works out to about 0.11%. Documentary transfer tax is the standard California $0.55 per $500 = $1.10 per $1,000 (0.0011 of price), customarily paid by the seller; buyer customarily pays recording fees. Six Tulare cities (Visalia, Tulare, Porterville, Dinuba, Exeter, Lindsay) levy a conforming $0.55/$1,000 city transfer tax that is CREDITED against the county's share (city $0.55 + county $0.55 = $1.10 total), so the effective rate stays 0.0011 everywhere in the county with nothing added on top; Woodlake has no city transfer tax. These are general-law conforming taxes, not charter-city surcharges in excess of the county rate.

What are recording fees in Tulare County?

Standard single-title document: $21.00 first page. Document subject to documentary transfer tax (e.g. deed): $14.00 first page. Each additional page (same document): $3.00. Additional fees: $10.00 Survey Monument Fee on most deeds (some exemptions), $3.00 per non-conforming page, $20.00 penalty for failing to submit a Preliminary Change of Ownership Report. Source: official Tulare County Assessor/Clerk-Recorder Recorder Fee Schedule.

How much are closing costs in Tulare County?

Closing costs in Tulare County follow California's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.

What do lenders charge in fees in Tulare County?

In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 2,045 home-purchase mortgages in Tulare County were about $10,157, of which roughly $5,312 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.

Closest California county comparisons

Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.

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