Ventura County closing costs
The county-specific transfer tax and deed recording fees for Ventura County, California - the local details that change your total beyond the statewide rate.
- Effective transfer tax
- 0.11%
- ≈ $440 on a $400,000 home
- Typical lender + 3rd-party fees
- $9,615
- median of 4,048 purchase loans · HMDA 2023
Ventura County compared with California counties
In the verified California county records we have, Ventura County's effective transfer-tax rate ranks #2 of 18 by highest rate. At $400,000, the county-specific transfer tax is $440, which is the same as the state-level calculation before city surtaxes.
- County rank
- #2 of 18
- within verified California county pages
- Tax at $400,000
- $440
- state baseline $440
- HMDA fee sample
- 4,048
- purchase loans in 2023
Ventura County transfer-tax data: official source linked on this page, reviewed 2026-Q2.
Transfer tax in Ventura County
California Documentary Transfer Tax (R.T.C. §11911) is $0.55 per $500 of value = $1.10 per $1,000 = 0.11% of price; in CA this DTT is levied at the county level (there is no separate state transfer tax), customarily paid by the seller. No city in Ventura County imposes an additional city transfer tax — per the California City Finance table all Ventura cities (including charter cities Port Hueneme and San Buenaventura/Ventura) total only $1.10/$1,000, the same as the county rate, so city add-on = none.
Recording fees in Ventura County
Deed recording (G.C. 27361): $14.00 first page, $3.00 each additional page (8.5x11). Survey Monument Preservation Fund fee (G.C. 27584): $10.00 on deeds. SB2 Building Homes and Jobs Act fee (G.C. 27388.1): $75.00 per title, capped at $225.00 per transaction/parcel — EXEMPT on documents subject to documentary transfer tax and on residential owner-occupier transfers (so most purchase deeds do not pay SB2). Non-standard/over-sized pages incur additional surcharges.
Official recorder: Ventura County recorder ↗ — the authoritative source for the current recording fee schedule.
What lenders actually charge in Ventura County
Across 4,048 home-purchase mortgages originated in Ventura County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $9,615, of which about $3,977 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.
Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 06111, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.
Estimate your Ventura County closing costs
Pre-set to California. County-level taxes above may add to this estimate.
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Frequently asked questions
What is the transfer tax in Ventura County?
Ventura County (California): the applicable real-estate transfer tax works out to about 0.11%. California Documentary Transfer Tax (R.T.C. §11911) is $0.55 per $500 of value = $1.10 per $1,000 = 0.11% of price; in CA this DTT is levied at the county level (there is no separate state transfer tax), customarily paid by the seller. No city in Ventura County imposes an additional city transfer tax — per the California City Finance table all Ventura cities (including charter cities Port Hueneme and San Buenaventura/Ventura) total only $1.10/$1,000, the same as the county rate, so city add-on = none.
What are recording fees in Ventura County?
Deed recording (G.C. 27361): $14.00 first page, $3.00 each additional page (8.5x11). Survey Monument Preservation Fund fee (G.C. 27584): $10.00 on deeds. SB2 Building Homes and Jobs Act fee (G.C. 27388.1): $75.00 per title, capped at $225.00 per transaction/parcel — EXEMPT on documents subject to documentary transfer tax and on residential owner-occupier transfers (so most purchase deeds do not pay SB2). Non-standard/over-sized pages incur additional surcharges.
How much are closing costs in Ventura County?
Closing costs in Ventura County follow California's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.
What do lenders charge in fees in Ventura County?
In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 4,048 home-purchase mortgages in Ventura County were about $9,615, of which roughly $3,977 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.
Closest California county comparisons
Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.