Montgomery County closing costs
The county-specific transfer tax and deed recording fees for Montgomery County, Maryland — the local details that change your total beyond the statewide rate.
- Effective transfer tax
- 1%
- ≈ $4,000 on a $400,000 home
Transfer tax in Montgomery County
Custom: buyer and seller commonly split state transfer + recordation; county transfer often buyer-paid by contract. Always check the contract.
Recording fees in Montgomery County
County transfer tax 1.0% (with a partial exemption on the first $50k for owner-occupants), plus the 0.5% state transfer tax and recordation tax of about $4.45 per $500. Among Maryland's higher-cost counties.
Official recorder: Montgomery County recorder ↗ — the authoritative source for the current recording fee schedule.
Estimate your Montgomery County closing costs
Pre-set to Maryland. County-level taxes above may add to this estimate.
Estimated closing costs
$10,505
≈ 2.63% of the home price · excludes your down payment
Cash to close
$90,505
incl. down payment
Line-by-line breakdown
Frequently asked questions
What is the transfer tax in Montgomery County?
Montgomery County (Maryland): the applicable real-estate transfer tax works out to about 1%. Custom: buyer and seller commonly split state transfer + recordation; county transfer often buyer-paid by contract. Always check the contract.
What are recording fees in Montgomery County?
County transfer tax 1.0% (with a partial exemption on the first $50k for owner-occupants), plus the 0.5% state transfer tax and recordation tax of about $4.45 per $500. Among Maryland's higher-cost counties.
How much are closing costs in Montgomery County?
Closing costs in Montgomery County follow Maryland's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.