Prince George's County closing costs
The county-specific transfer tax and deed recording fees for Prince George's County, Maryland - the local details that change your total beyond the statewide rate.
- Effective transfer tax
- 1.9%
- ≈ $7,600 on a $400,000 home
- Typical lender + 3rd-party fees
- $10,399
- median of 7,891 purchase loans · HMDA 2023
Prince George's County compared with Maryland counties
In the verified Maryland county records we have, Prince George's County's effective transfer-tax rate ranks #2 of 4 by highest rate. At $400,000, the county-specific transfer tax is $7,600, which is $5,600 above the state-level calculation before city surtaxes.
- County rank
- #2 of 4
- within verified Maryland county pages
- Tax at $400,000
- $7,600
- state baseline $2,000
- HMDA fee sample
- 7,891
- purchase loans in 2023
Prince George's County transfer-tax data: official source linked on this page, reviewed 2026-Q2.
Transfer tax in Prince George's County
Prince George's County levies a 1.4% county transfer tax on top of Maryland's 0.5% state transfer tax, plus a separate 0.55% ($2.75 per $500) county recordation tax. Transfer and recordation taxes are customarily split 50/50 between buyer and seller (negotiable); the seller pays when the buyer is a first-time Maryland homebuyer. Local quirk: PG County's local transfer tax uniquely applies to mortgages and deeds of trust, not just deeds. No major incorporated city in the county imposes its own separate transfer tax.
Recording fees in Prince George's County
Deed recording fee (Prince George's County Clerk of the Circuit Court, Land Records): $20.00 for an instrument involving solely a principal residence regardless of length; $20.00 for any other instrument that is nine (9) pages or less; $75.00 for any other instrument ten (10) pages or more. A $40.00 recording surcharge is added to nearly all instruments recorded in land records (exceptions: power of attorney, request of notice of foreclosure sale, plats, HOA disclosures). Releases nine pages or less are $10.00. Note: county transfer tax (1.4%) and county recordation tax ($2.75 per $500 = 0.55%) are collected separately at the Office of Finance, not in this clerk recording-fee schedule.
Official recorder: Prince George's County recorder ↗ — the authoritative source for the current recording fee schedule.
What lenders actually charge in Prince George's County
Across 7,891 home-purchase mortgages originated in Prince George's County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $10,399, of which about $4,413 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.
Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 24033, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.
Estimate your Prince George's County closing costs
Pre-set to Maryland. County-level taxes above may add to this estimate.
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Frequently asked questions
What is the transfer tax in Prince George's County?
Prince George's County (Maryland): the applicable real-estate transfer tax works out to about 1.9%. Prince George's County levies a 1.4% county transfer tax on top of Maryland's 0.5% state transfer tax, plus a separate 0.55% ($2.75 per $500) county recordation tax. Transfer and recordation taxes are customarily split 50/50 between buyer and seller (negotiable); the seller pays when the buyer is a first-time Maryland homebuyer. Local quirk: PG County's local transfer tax uniquely applies to mortgages and deeds of trust, not just deeds. No major incorporated city in the county imposes its own separate transfer tax.
What are recording fees in Prince George's County?
Deed recording fee (Prince George's County Clerk of the Circuit Court, Land Records): $20.00 for an instrument involving solely a principal residence regardless of length; $20.00 for any other instrument that is nine (9) pages or less; $75.00 for any other instrument ten (10) pages or more. A $40.00 recording surcharge is added to nearly all instruments recorded in land records (exceptions: power of attorney, request of notice of foreclosure sale, plats, HOA disclosures). Releases nine pages or less are $10.00. Note: county transfer tax (1.4%) and county recordation tax ($2.75 per $500 = 0.55%) are collected separately at the Office of Finance, not in this clerk recording-fee schedule.
How much are closing costs in Prince George's County?
Closing costs in Prince George's County follow Maryland's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.
What do lenders charge in fees in Prince George's County?
In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 7,891 home-purchase mortgages in Prince George's County were about $10,399, of which roughly $4,413 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.
Closest Maryland county comparisons
Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.