TallyClose

Douglas County closing costs

The county-specific transfer tax and deed recording fees for Douglas County, Nebraska - the local details that change your total beyond the statewide rate.

Douglas County county closing-cost photography
Source-verified · 2026-Q2FIPS 31055 Official source ↗
Effective transfer tax
0.23%
≈ $928 on a $400,000 home
Typical lender + 3rd-party fees
$3,457
median of 6,021 purchase loans · HMDA 2023

Douglas County compared with Nebraska counties

In the verified Nebraska county records we have, Douglas County's effective transfer-tax rate ranks #1 of 2 by highest rate. At $400,000, the county-specific transfer tax is $928, which is the same as the state-level calculation before city surtaxes.

County rank
#1 of 2
within verified Nebraska county pages
Tax at $400,000
$928
state baseline $928
HMDA fee sample
6,021
purchase loans in 2023

Douglas County transfer-tax data: official source linked on this page, reviewed 2026-Q2.

Transfer tax in Douglas County

Nebraska has NO county-level transfer/excise tax. The only transfer tax is the STATE documentary stamp tax, administered by the Nebraska Dept. of Revenue and collected at the county Register of Deeds; it is $2.25 per $1,000 of value (0.00225), increased to $2.32 per $1,000 (0.00232) effective Sept 3, 2025, and scheduled to rise to $3.32 per $1,000 effective July 19, 2026 (per LB 1067), reverting to $2.32 on/after Jan 1, 2032. The tax is paid by the GRANTOR (seller). Douglas County and the City of Omaha levy no additional transfer tax of their own.

Recording fees in Douglas County

Deed recording fee: $10.00 for the 1st page, $6.00 for the 2nd page and each subsequent page (set by Nebraska Statute Sec. 33-109, uniform statewide; no extra charge for legal descriptions). UCC financing statements are a flat $14.00. Certified copies $1.50/page (Sec. 33-109).

Official recorder: Douglas County recorder ↗ — the authoritative source for the current recording fee schedule.

What lenders actually charge in Douglas County

Across 6,021 home-purchase mortgages originated in Douglas County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $3,457, of which about $1,440 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.

Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 31055, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.

Estimate your Douglas County closing costs

Pre-set to Nebraska. County-level taxes above may add to this estimate.

$
%

Estimated closing costs

$8,363

≈ 2.09% of the home price · excludes your down payment

Cash to close

$88,363

incl. down payment

0 of 3 line items settled

Based on dataset June 2026. View rule changes

Get notified when this dataset is revised

One email when the rates and rules behind this estimate change — nothing else. Your figures never leave this browser. Privacy policy

Line-by-line breakdown

Transfer tax (buyer share) verified source $0
Deed & mortgage recording fees verified source $16
Owner's title insurance estimate $1,400
Lender's title insurance estimate $784
Lender fees (origination, underwriting, processing) $2,300
Appraisal $550
Credit report & flood cert $70
Home inspection $450
Homeowners insurance (first year) $1,800
Property-tax escrow (~2 months) estimate $993

Frequently asked questions

What is the transfer tax in Douglas County?

Douglas County (Nebraska): the applicable real-estate transfer tax works out to about 0.23%. Nebraska has NO county-level transfer/excise tax. The only transfer tax is the STATE documentary stamp tax, administered by the Nebraska Dept. of Revenue and collected at the county Register of Deeds; it is $2.25 per $1,000 of value (0.00225), increased to $2.32 per $1,000 (0.00232) effective Sept 3, 2025, and scheduled to rise to $3.32 per $1,000 effective July 19, 2026 (per LB 1067), reverting to $2.32 on/after Jan 1, 2032. The tax is paid by the GRANTOR (seller). Douglas County and the City of Omaha levy no additional transfer tax of their own.

What are recording fees in Douglas County?

Deed recording fee: $10.00 for the 1st page, $6.00 for the 2nd page and each subsequent page (set by Nebraska Statute Sec. 33-109, uniform statewide; no extra charge for legal descriptions). UCC financing statements are a flat $14.00. Certified copies $1.50/page (Sec. 33-109).

How much are closing costs in Douglas County?

Closing costs in Douglas County follow Nebraska's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.

What do lenders charge in fees in Douglas County?

In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 6,021 home-purchase mortgages in Douglas County were about $3,457, of which roughly $1,440 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.

Closest Nebraska county comparisons

Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.

← Back to Nebraska closing costs