Closing costs in Nebraska
What a buyer or seller pays at the closing table in Nebraska — the real transfer-tax rate, recording fees, title-insurance method and attorney rules, plus a calculator that uses Nebraska's actual rates.
- Transfer tax
- 0.23%
- customarily seller-paid
- Recording fee (deed)
- ~$16
- charged per page of the document
- Title insurance
- filed
- ~$3.50 / $1,000
- Attorney at closing
- Not required
Nebraska in the national transfer-tax dataset
0.23%, #24 of 51 nationally; at $400,000, that is $288 above the median $640 tax at $400,000. The comparison uses the 51 source-verified state and DC records in the TallyClose dataset; null transfer-tax states count as 0% rather than being filled with an estimate.
- National rank
- #24 of 51
- highest state transfer-tax rate first
- Median-state tax at $400,000
- $640
- Nebraska: $928
- County coverage
- 2
- 0 with a city-tax field
Nebraska transfer-tax data: official source linked on this page, reviewed 2026-Q2.
How closing costs work in Nebraska
The biggest closing-cost variable in Nebraska is the real-estate transfer tax, which here is 0.23% and is customarily seller-paid. Nebraska's documentary stamp tax is $2.32 per $1,000 of value (0.232%), effective 2025-09-03 per Neb. Rev. Stat. § 76-901 (see revenue.nebraska.gov rate history). Seller pays. Recording fee: approximately $10 for the first page + $6 per additional page (§ 33-109).
On a $400,000 home, the state-level transfer tax works out to roughly $928 , before any county or city add-ons. County recording fees are charged per page of the document and run around $16 for the deed.
For title insurance, Nebraska title-insurance rates are filed with the state and broadly similar between companies, though you can sometimes shop. Nebraska does not require an attorney at closing — a title or escrow company typically handles settlement, though you can hire an attorney if you want one. Lenders here typically charge $1,400–$3,200 in origination and processing fees, and 2 months of property-tax escrow is commonly collected at closing.
Statute: Neb. Rev. Stat. § 76-901 (transfer tax, rate eff. 2025-09-03); § 33-109 (recording fee). Official source ↗
Nebraska closing cost calculator
Pre-set to Nebraska. Adjust your price, down payment and loan type.
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Counties in Nebraska
County and city taxes can change the total significantly. Open a county for its precise rate.
Frequently asked questions
How much are closing costs in Nebraska?
In Nebraska, buyer closing costs typically run about 2%–5% of the purchase price. The state-specific pieces are the transfer tax (0.23%, customarily seller-paid), county recording fees (charged per page of the document, around $16), and title insurance. Nebraska does not require an attorney at closing. Use the calculator above for your price.
What is the transfer tax in Nebraska?
Nebraska's real-estate transfer tax is 0.23% and is customarily seller-paid. Nebraska's documentary stamp tax is $2.32 per $1,000 of value (0.232%), effective 2025-09-03 per Neb. Rev. Stat. § 76-901 (see revenue.nebraska.gov rate history). Seller pays. Recording fee: approximately $10 for the first page + $6 per additional page (§ 33-109).
Who pays closing costs in Nebraska?
Both buyer and seller pay different items. The transfer tax in Nebraska is customarily seller-paid. Buyers generally cover lender fees, the appraisal, lender's title insurance and prepaids; sellers generally cover the agent commission and, in most states, the bulk of the transfer tax. Everything is negotiable in the contract.
Do I need an attorney to close in Nebraska?
No. Nebraska does not require an attorney at closing; a title or escrow company typically handles settlement. You may still choose to hire one.
Closest transfer-tax comparisons
Algorithmic neighbors by verified transfer-tax rate, not a static related-links block.
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