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Stark County closing costs

The county-specific transfer tax and deed recording fees for Stark County, Ohio - the local details that change your total beyond the statewide rate.

Stark County county closing-cost photography
Source-verified · 2026-Q2FIPS 39151 Official source ↗
Effective transfer tax
0.3%
≈ $1,200 on a $400,000 home
Typical lender + 3rd-party fees
$5,254
median of 3,269 purchase loans · HMDA 2023

Stark County compared with Ohio counties

In the verified Ohio county records we have, Stark County's effective transfer-tax rate ranks #1 of 9 by highest rate. At $400,000, the county-specific transfer tax is $1,200, which is $800 above the state-level calculation before city surtaxes.

County rank
#1 of 9
within verified Ohio county pages
Tax at $400,000
$1,200
state baseline $400
HMDA fee sample
3,269
purchase loans in 2023

Stark County transfer-tax data: official source linked on this page, reviewed 2026-Q2.

Transfer tax in Stark County

Ohio real property conveyance fee = mandatory STATE fee of $1.00 per $1,000 (0.001) levied in all 88 counties PLUS a permissive COUNTY fee. Stark County's total conveyance fee is $4.00 per $1,000 of sale price rounded up to the next $100 (0.004 total), so the COUNTY permissive portion captured here is $3.00 per $1,000 = 0.003. In addition there is a $0.50 per-tax-parcel transfer fee charged by the Auditor (flat, not a percentage). The conveyance fee is collected by the County Auditor (Transfer Department, 330-451-7333) at transfer, separate from the Recorder's recording fees. The grantee/buyer must file DTE Form 100 (taxable) or DTE Form 100(EX) (exempt) before endorsement, but by Ohio custom the conveyance fee is paid by the SELLER (grantor); recording fees are customarily paid by the buyer. Ohio has NO city/municipal real estate transfer tax (cities cannot levy one), so city_transfer_tax_rate is null. Auditor accepts check or cash only.

Recording fees in Stark County

Effective 10/24/2024: deeds, mortgages, affidavits, assignments, releases, and mechanic liens = $34.00 for the first two pages + $8.00 each additional page. Cross-reference to a previously recorded document = $4.00 each. Non-conforming document standardization penalty (ORC 317.114) = $20.00. Federal Tax Lien $5.00 / Release $3.00; UCC $12.00 per document + $4.00 per name indexed. Payment by check or cash only.

Official recorder: Stark County recorder ↗ — the authoritative source for the current recording fee schedule.

What lenders actually charge in Stark County

Across 3,269 home-purchase mortgages originated in Stark County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $5,254, of which about $2,306 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.

Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 39151, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.

Estimate your Stark County closing costs

Pre-set to Ohio. County-level taxes above may add to this estimate.

$
%

Estimated closing costs

$8,261

≈ 2.07% of the home price · excludes your down payment

Cash to close

$88,261

incl. down payment

0 of 3 line items settled

Based on dataset June 2026. View rule changes

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Line-by-line breakdown

Transfer tax (buyer share) verified source $0
Deed & mortgage recording fees verified source $34
Owner's title insurance estimate $1,400
Lender's title insurance estimate $784
Lender fees (origination, underwriting, processing) $2,300
Appraisal $550
Credit report & flood cert $70
Home inspection $450
Homeowners insurance (first year) $1,800
Property-tax escrow (~2 months) estimate $873

Frequently asked questions

What is the transfer tax in Stark County?

Stark County (Ohio): the applicable real-estate transfer tax works out to about 0.3%. Ohio real property conveyance fee = mandatory STATE fee of $1.00 per $1,000 (0.001) levied in all 88 counties PLUS a permissive COUNTY fee. Stark County's total conveyance fee is $4.00 per $1,000 of sale price rounded up to the next $100 (0.004 total), so the COUNTY permissive portion captured here is $3.00 per $1,000 = 0.003. In addition there is a $0.50 per-tax-parcel transfer fee charged by the Auditor (flat, not a percentage). The conveyance fee is collected by the County Auditor (Transfer Department, 330-451-7333) at transfer, separate from the Recorder's recording fees. The grantee/buyer must file DTE Form 100 (taxable) or DTE Form 100(EX) (exempt) before endorsement, but by Ohio custom the conveyance fee is paid by the SELLER (grantor); recording fees are customarily paid by the buyer. Ohio has NO city/municipal real estate transfer tax (cities cannot levy one), so city_transfer_tax_rate is null. Auditor accepts check or cash only.

What are recording fees in Stark County?

Effective 10/24/2024: deeds, mortgages, affidavits, assignments, releases, and mechanic liens = $34.00 for the first two pages + $8.00 each additional page. Cross-reference to a previously recorded document = $4.00 each. Non-conforming document standardization penalty (ORC 317.114) = $20.00. Federal Tax Lien $5.00 / Release $3.00; UCC $12.00 per document + $4.00 per name indexed. Payment by check or cash only.

How much are closing costs in Stark County?

Closing costs in Stark County follow Ohio's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.

What do lenders charge in fees in Stark County?

In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 3,269 home-purchase mortgages in Stark County were about $5,254, of which roughly $2,306 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.

Closest Ohio county comparisons

Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.

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