Summit County closing costs
The county-specific transfer tax and deed recording fees for Summit County, Ohio - the local details that change your total beyond the statewide rate.
- Effective transfer tax
- 0.3%
- ≈ $1,200 on a $400,000 home
- Typical lender + 3rd-party fees
- $5,066
- median of 5,161 purchase loans · HMDA 2023
Summit County compared with Ohio counties
In the verified Ohio county records we have, Summit County's effective transfer-tax rate ranks #1 of 9 by highest rate. At $400,000, the county-specific transfer tax is $1,200, which is $800 above the state-level calculation before city surtaxes.
- County rank
- #1 of 9
- within verified Ohio county pages
- Tax at $400,000
- $1,200
- state baseline $400
- HMDA fee sample
- 5,161
- purchase loans in 2023
Summit County transfer-tax data: official source linked on this page, reviewed 2026-Q2.
Transfer tax in Summit County
Summit County collects a total real property conveyance fee of $4.00 per $1,000 of sale price = $1/$1,000 state mandatory (ORC 319.54) + $3/$1,000 county permissive (ORC 322), so the county-only portion is $3.00 per $1,000 = 0.003. Plus a $0.50-per-lot transfer fee on exempt and non-exempt transfers. Customarily paid by the seller, due at recording. Ohio does not authorize municipal transfer taxes, so Akron and other cities in the county levy none (city_transfer_tax_rate = null).
Recording fees in Summit County
Deed recording (ORC 317.32(A)): $34.00 for the first 2 pages, $8.00 each additional page. Other: non-compliant document $20.00; cross reference $4.00 each; copies $2.00/page; certification $1.00/document. Conveyance fee is separate: total $4.00 per $1,000 of sale price (rounded up to next $100) plus $0.50 per lot in the legal description (paid at recording via DTE Form 100 / DTE 100 EX for exempt).
Official recorder: Summit County recorder ↗ — the authoritative source for the current recording fee schedule.
What lenders actually charge in Summit County
Across 5,161 home-purchase mortgages originated in Summit County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $5,066, of which about $2,318 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.
Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 39153, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.
Estimate your Summit County closing costs
Pre-set to Ohio. County-level taxes above may add to this estimate.
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Frequently asked questions
What is the transfer tax in Summit County?
Summit County (Ohio): the applicable real-estate transfer tax works out to about 0.3%. Summit County collects a total real property conveyance fee of $4.00 per $1,000 of sale price = $1/$1,000 state mandatory (ORC 319.54) + $3/$1,000 county permissive (ORC 322), so the county-only portion is $3.00 per $1,000 = 0.003. Plus a $0.50-per-lot transfer fee on exempt and non-exempt transfers. Customarily paid by the seller, due at recording. Ohio does not authorize municipal transfer taxes, so Akron and other cities in the county levy none (city_transfer_tax_rate = null).
What are recording fees in Summit County?
Deed recording (ORC 317.32(A)): $34.00 for the first 2 pages, $8.00 each additional page. Other: non-compliant document $20.00; cross reference $4.00 each; copies $2.00/page; certification $1.00/document. Conveyance fee is separate: total $4.00 per $1,000 of sale price (rounded up to next $100) plus $0.50 per lot in the legal description (paid at recording via DTE Form 100 / DTE 100 EX for exempt).
How much are closing costs in Summit County?
Closing costs in Summit County follow Ohio's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.
What do lenders charge in fees in Summit County?
In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 5,161 home-purchase mortgages in Summit County were about $5,066, of which roughly $2,318 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.
Closest Ohio county comparisons
Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.