Oklahoma County closing costs
The county-specific transfer tax and deed recording fees for Oklahoma County, Oklahoma - the local details that change your total beyond the statewide rate.
- Effective transfer tax
- 0.15%
- ≈ $600 on a $400,000 home
- Typical lender + 3rd-party fees
- $5,216
- median of 6,257 purchase loans · HMDA 2023
Oklahoma County compared with Oklahoma counties
In the verified Oklahoma county records we have, Oklahoma County's effective transfer-tax rate ranks #1 of 2 by highest rate. At $400,000, the county-specific transfer tax is $600, which is the same as the state-level calculation before city surtaxes.
- County rank
- #1 of 2
- within verified Oklahoma county pages
- Tax at $400,000
- $600
- state baseline $600
- HMDA fee sample
- 6,257
- purchase loans in 2023
Oklahoma County transfer-tax data: official source linked on this page, reviewed 2026-Q2.
Transfer tax in Oklahoma County
Oklahoma has NO county-level transfer tax. The only transfer levy is the STATE documentary stamp tax of $0.75 per $500 of consideration (0.0015 of price, rounded up to the next $500; exempt if consideration is $100 or less), imposed under 68 O.S. Sec. 3201 and collected by the county clerk acting as agent of the Oklahoma Tax Commission. The party filing the deed must affix/pay the stamps; by custom the seller (grantor) pays. Oklahoma City levies no separate city transfer tax.
Recording fees in Oklahoma County
Deed recording: first page $18.00 (includes $8.00 recording fee + $10.00 records-preservation fee per 28 O.S. Sec. 32C); each additional page $2.00. Same per-page schedule applies to mortgages and other real estate instruments.
Official recorder: Oklahoma County recorder ↗ — the authoritative source for the current recording fee schedule.
What lenders actually charge in Oklahoma County
Across 6,257 home-purchase mortgages originated in Oklahoma County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $5,216, of which about $1,979 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.
Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 40109, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.
Estimate your Oklahoma County closing costs
Pre-set to Oklahoma. County-level taxes above may add to this estimate.
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Frequently asked questions
What is the transfer tax in Oklahoma County?
Oklahoma County (Oklahoma): the applicable real-estate transfer tax works out to about 0.15%. Oklahoma has NO county-level transfer tax. The only transfer levy is the STATE documentary stamp tax of $0.75 per $500 of consideration (0.0015 of price, rounded up to the next $500; exempt if consideration is $100 or less), imposed under 68 O.S. Sec. 3201 and collected by the county clerk acting as agent of the Oklahoma Tax Commission. The party filing the deed must affix/pay the stamps; by custom the seller (grantor) pays. Oklahoma City levies no separate city transfer tax.
What are recording fees in Oklahoma County?
Deed recording: first page $18.00 (includes $8.00 recording fee + $10.00 records-preservation fee per 28 O.S. Sec. 32C); each additional page $2.00. Same per-page schedule applies to mortgages and other real estate instruments.
How much are closing costs in Oklahoma County?
Closing costs in Oklahoma County follow Oklahoma's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.
What do lenders charge in fees in Oklahoma County?
In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 6,257 home-purchase mortgages in Oklahoma County were about $5,216, of which roughly $1,979 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.
Closest Oklahoma county comparisons
Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.