Tulsa County closing costs
The county-specific transfer tax and deed recording fees for Tulsa County, Oklahoma - the local details that change your total beyond the statewide rate.
- Effective transfer tax
- 0.15%
- ≈ $600 on a $400,000 home
- Typical lender + 3rd-party fees
- $6,296
- median of 5,963 purchase loans · HMDA 2023
Tulsa County compared with Oklahoma counties
In the verified Oklahoma county records we have, Tulsa County's effective transfer-tax rate ranks #1 of 2 by highest rate. At $400,000, the county-specific transfer tax is $600, which is the same as the state-level calculation before city surtaxes.
- County rank
- #1 of 2
- within verified Oklahoma county pages
- Tax at $400,000
- $600
- state baseline $600
- HMDA fee sample
- 5,963
- purchase loans in 2023
Tulsa County transfer-tax data: official source linked on this page, reviewed 2026-Q2.
Transfer tax in Tulsa County
Oklahoma has NO county-level real-estate transfer tax. The only transfer tax is the STATE documentary stamp tax of $0.75 per $500 of consideration (= 0.0015 of price), imposed under 68 O.S. Art. 32 Secs. 3201-3202 and administered by the Oklahoma Tax Commission; the Tulsa County Clerk merely collects/affixes the stamps at recording (it runs a 'Documentary Stamp Calculator' applying the state rate only, no county add-on). Customarily paid by the SELLER. Numerous exemptions (gifts, spousal/family transfers, deeds securing debt, partition, govt parties, etc.). The City of Tulsa levies no municipal transfer tax. Mortgage tax applies separately to mortgages, not deeds.
Recording fees in Tulsa County
Deed (or other recorded instrument), first page: $18.00; each additional page: $2.00. PLUS a statutory records preservation/management fee of $10.00 per instrument (28 O.S. Sec. 32). Effective cost to record a 1-page deed = $28.00. Mortgages $18.00 first page + $2.00/page (mortgage tax may apply separately). Non-conforming documents $35.00 first page + $10.00/page. Source: Tulsa County Clerk - Recorder of Deeds Updated Fee Schedule, Effective November 1, 2019 (OS28-32).
Official recorder: Tulsa County recorder ↗ — the authoritative source for the current recording fee schedule.
What lenders actually charge in Tulsa County
Across 5,963 home-purchase mortgages originated in Tulsa County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $6,296, of which about $2,345 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.
Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 40143, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.
Estimate your Tulsa County closing costs
Pre-set to Oklahoma. County-level taxes above may add to this estimate.
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Frequently asked questions
What is the transfer tax in Tulsa County?
Tulsa County (Oklahoma): the applicable real-estate transfer tax works out to about 0.15%. Oklahoma has NO county-level real-estate transfer tax. The only transfer tax is the STATE documentary stamp tax of $0.75 per $500 of consideration (= 0.0015 of price), imposed under 68 O.S. Art. 32 Secs. 3201-3202 and administered by the Oklahoma Tax Commission; the Tulsa County Clerk merely collects/affixes the stamps at recording (it runs a 'Documentary Stamp Calculator' applying the state rate only, no county add-on). Customarily paid by the SELLER. Numerous exemptions (gifts, spousal/family transfers, deeds securing debt, partition, govt parties, etc.). The City of Tulsa levies no municipal transfer tax. Mortgage tax applies separately to mortgages, not deeds.
What are recording fees in Tulsa County?
Deed (or other recorded instrument), first page: $18.00; each additional page: $2.00. PLUS a statutory records preservation/management fee of $10.00 per instrument (28 O.S. Sec. 32). Effective cost to record a 1-page deed = $28.00. Mortgages $18.00 first page + $2.00/page (mortgage tax may apply separately). Non-conforming documents $35.00 first page + $10.00/page. Source: Tulsa County Clerk - Recorder of Deeds Updated Fee Schedule, Effective November 1, 2019 (OS28-32).
How much are closing costs in Tulsa County?
Closing costs in Tulsa County follow Oklahoma's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.
What do lenders charge in fees in Tulsa County?
In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 5,963 home-purchase mortgages in Tulsa County were about $6,296, of which roughly $2,345 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.
Closest Oklahoma county comparisons
Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.