Greenville County closing costs
The county-specific transfer tax and deed recording fees for Greenville County, South Carolina - the local details that change your total beyond the statewide rate.
- Effective transfer tax
- 0.37%
- ≈ $1,480 on a $400,000 home
- Typical lender + 3rd-party fees
- $6,138
- median of 6,790 purchase loans · HMDA 2023
Greenville County compared with South Carolina counties
In the verified South Carolina county records we have, Greenville County's effective transfer-tax rate ranks #1 of 6 by highest rate. At $400,000, the county-specific transfer tax is $1,480, which is the same as the state-level calculation before city surtaxes.
- County rank
- #1 of 6
- within verified South Carolina county pages
- Tax at $400,000
- $1,480
- state baseline $1,480
- HMDA fee sample
- 6,790
- purchase loans in 2023
Greenville County transfer-tax data: official source linked on this page, reviewed 2026-Q2.
Transfer tax in Greenville County
South Carolina has no county-specific real-estate transfer tax. SC levies a statewide Deed Recording Fee of $1.85 per $500 of value ($3.70/$1,000 = 0.0037 of price) under SC Code Title 12, Ch. 24, split into a $1.30 state portion and a uniform $0.55 county portion; the county share is set by state statute and is identical in every county, so Greenville levies no tax of its own. The fee is the primary liability of the grantor/seller (grantee secondarily liable) per SC Code 12-24-20, and is collected by the county Register of Deeds. No municipal/city transfer tax exists in SC.
Recording fees in Greenville County
Greenville County Register of Deeds recording fees: Deed = $15 (plus deed recording fee/stamp tax); Mortgage and most other documents (Agreement, Amendment, some Assignments, Contract, Declaration, Dissolution, Easement, Lease, Restrictive Covenant, UCC, Waiver) = $25; Affidavit, Article, some Assignments, Mechanics Lien, Release = $10. Copies: online free, in-office $0.25/page, large plats $2/page, certified copies $10 each. Plus statewide SC Deed Recording Fee on deeds: $1.85 per $500 of value ($1.30 state + $0.55 county portion), rounded up to nearest $500.
Official recorder: Greenville County recorder ↗ — the authoritative source for the current recording fee schedule.
What lenders actually charge in Greenville County
Across 6,790 home-purchase mortgages originated in Greenville County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $6,138, of which about $3,241 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.
Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 45045, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.
Estimate your Greenville County closing costs
Pre-set to South Carolina. County-level taxes above may add to this estimate.
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Frequently asked questions
What is the transfer tax in Greenville County?
Greenville County (South Carolina): the applicable real-estate transfer tax works out to about 0.37%. South Carolina has no county-specific real-estate transfer tax. SC levies a statewide Deed Recording Fee of $1.85 per $500 of value ($3.70/$1,000 = 0.0037 of price) under SC Code Title 12, Ch. 24, split into a $1.30 state portion and a uniform $0.55 county portion; the county share is set by state statute and is identical in every county, so Greenville levies no tax of its own. The fee is the primary liability of the grantor/seller (grantee secondarily liable) per SC Code 12-24-20, and is collected by the county Register of Deeds. No municipal/city transfer tax exists in SC.
What are recording fees in Greenville County?
Greenville County Register of Deeds recording fees: Deed = $15 (plus deed recording fee/stamp tax); Mortgage and most other documents (Agreement, Amendment, some Assignments, Contract, Declaration, Dissolution, Easement, Lease, Restrictive Covenant, UCC, Waiver) = $25; Affidavit, Article, some Assignments, Mechanics Lien, Release = $10. Copies: online free, in-office $0.25/page, large plats $2/page, certified copies $10 each. Plus statewide SC Deed Recording Fee on deeds: $1.85 per $500 of value ($1.30 state + $0.55 county portion), rounded up to nearest $500.
How much are closing costs in Greenville County?
Closing costs in Greenville County follow South Carolina's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.
What do lenders charge in fees in Greenville County?
In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 6,790 home-purchase mortgages in Greenville County were about $6,138, of which roughly $3,241 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.
Closest South Carolina county comparisons
Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.