York County closing costs
The county-specific transfer tax and deed recording fees for York County, South Carolina - the local details that change your total beyond the statewide rate.
- Effective transfer tax
- 0.37%
- ≈ $1,480 on a $400,000 home
- Typical lender + 3rd-party fees
- $6,414
- median of 4,079 purchase loans · HMDA 2023
York County compared with South Carolina counties
In the verified South Carolina county records we have, York County's effective transfer-tax rate ranks #1 of 6 by highest rate. At $400,000, the county-specific transfer tax is $1,480, which is the same as the state-level calculation before city surtaxes.
- County rank
- #1 of 6
- within verified South Carolina county pages
- Tax at $400,000
- $1,480
- state baseline $1,480
- HMDA fee sample
- 4,079
- purchase loans in 2023
York County transfer-tax data: official source linked on this page, reviewed 2026-Q2.
Transfer tax in York County
SC has NO separate county-imposed transfer tax. The SC Deed Recording Fee is a single state-mandated documentary stamp at $1.85 per $500 of consideration (0.0037), set by SC Code Title 12, Ch. 24 and uniform across all 46 counties. It is statutorily distributed as state portion $1.30/$500 + county portion $0.55/$500 — the county's $0.55 is its share of one state fee, NOT an independently levied county transfer tax (unlike Michigan's optional county tax), so county_transfer_tax_rate is null. The combined doc-stamp burden is 0.0037 of price (rounded up to the nearest $500). Customarily paid by the grantor/seller; negotiable in contract. Round up consideration to nearest $500 before applying. Rock Hill (largest city) levies no municipal transfer tax. The deed recording office is the Register of Deeds, 6 S Congress St, York, SC 29745, ph 803-684-8510.
Recording fees in York County
Deed recording: flat $15.00 per deed (regardless of page count), plus the SC Deed Recording Fee (doc stamps). Mortgage and most other documents (Agreement, Amendment, Assignment, Contract, Declaration, Easement, Lease, Restrictive Covenant, UCC, Waiver): $25.00. Affidavits, mechanic's liens, releases: $10.00. Certified copy: $10.00 per document. Flat per-document fees statewide effective Aug 1, 2019 (Act 58 / H.3243). Payment: cash, check, or money order only (no debit/credit). Source: York County Register of Deeds, Recording Information page.
Official recorder: York County recorder ↗ — the authoritative source for the current recording fee schedule.
What lenders actually charge in York County
Across 4,079 home-purchase mortgages originated in York County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $6,414, of which about $3,219 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.
Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 45091, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.
Estimate your York County closing costs
Pre-set to South Carolina. County-level taxes above may add to this estimate.
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Frequently asked questions
What is the transfer tax in York County?
York County (South Carolina): the applicable real-estate transfer tax works out to about 0.37%. SC has NO separate county-imposed transfer tax. The SC Deed Recording Fee is a single state-mandated documentary stamp at $1.85 per $500 of consideration (0.0037), set by SC Code Title 12, Ch. 24 and uniform across all 46 counties. It is statutorily distributed as state portion $1.30/$500 + county portion $0.55/$500 — the county's $0.55 is its share of one state fee, NOT an independently levied county transfer tax (unlike Michigan's optional county tax), so county_transfer_tax_rate is null. The combined doc-stamp burden is 0.0037 of price (rounded up to the nearest $500). Customarily paid by the grantor/seller; negotiable in contract. Round up consideration to nearest $500 before applying. Rock Hill (largest city) levies no municipal transfer tax. The deed recording office is the Register of Deeds, 6 S Congress St, York, SC 29745, ph 803-684-8510.
What are recording fees in York County?
Deed recording: flat $15.00 per deed (regardless of page count), plus the SC Deed Recording Fee (doc stamps). Mortgage and most other documents (Agreement, Amendment, Assignment, Contract, Declaration, Easement, Lease, Restrictive Covenant, UCC, Waiver): $25.00. Affidavits, mechanic's liens, releases: $10.00. Certified copy: $10.00 per document. Flat per-document fees statewide effective Aug 1, 2019 (Act 58 / H.3243). Payment: cash, check, or money order only (no debit/credit). Source: York County Register of Deeds, Recording Information page.
How much are closing costs in York County?
Closing costs in York County follow South Carolina's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.
What do lenders charge in fees in York County?
In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 4,079 home-purchase mortgages in York County were about $6,414, of which roughly $3,219 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.
Closest South Carolina county comparisons
Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.