DeKalb County closing costs
The county-specific transfer tax and deed recording fees for DeKalb County, Georgia - the local details that change your total beyond the statewide rate.
- Effective transfer tax
- 0.1%
- ≈ $400 on a $400,000 home
- Typical lender + 3rd-party fees
- $7,598
- median of 6,909 purchase loans · HMDA 2023
DeKalb County compared with Georgia counties
In the verified Georgia county records we have, DeKalb County's effective transfer-tax rate ranks #1 of 4 by highest rate. At $400,000, the county-specific transfer tax is $400, which is the same as the state-level calculation before city surtaxes.
- County rank
- #1 of 4
- within verified Georgia county pages
- Tax at $400,000
- $400
- state baseline $400
- HMDA fee sample
- 6,909
- purchase loans in 2023
DeKalb County transfer-tax data: official source linked on this page, reviewed 2026-Q2.
Transfer tax in DeKalb County
No county or city real estate transfer tax in Georgia. Only the STATE transfer tax applies: $1.00 on the first $1,000 plus $0.10 per additional $100 of consideration (= 0.001 / $1 per $1,000), paid at recording and customarily borne by the SELLER under the GAR standard Purchase & Sale Agreement (negotiable). Authority O.C.G.A. 48-6-1 and 48-6-2 (state statute, not county). Buyers separately pay the state intangible recording tax on the mortgage ($1.50 per $500 of loan = $3/$1,000), but that is a state mortgage tax, not a transfer tax.
Recording fees in DeKalb County
Flat $25.00 to record a deed (warranty, quitclaim, security deed) per HB 288 (effective 1/1/2020), regardless of page count. Same $25.00 flat fee applies to deed cancellations, assignments, notices, liens, lis pendens, and UCC filings (UCC with assignment $50.00). Plats/maps/condo floor plans $10.00 per page. Certified copies $2.50 first page + $0.50 each additional. Source: official DeKalb County Clerk of Superior Court "Real Estate Filing Fees" schedule dated 3/26/2025.
Official recorder: DeKalb County recorder ↗ — the authoritative source for the current recording fee schedule.
What lenders actually charge in DeKalb County
Across 6,909 home-purchase mortgages originated in DeKalb County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $7,598, of which about $3,997 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.
Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 13089, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.
Estimate your DeKalb County closing costs
Pre-set to Georgia. County-level taxes above may add to this estimate.
Current source data is loading. Until it finishes, the amount shown is a server-rendered static example and the controls are disabled.
Frequently asked questions
What is the transfer tax in DeKalb County?
DeKalb County (Georgia): the applicable real-estate transfer tax works out to about 0.1%. No county or city real estate transfer tax in Georgia. Only the STATE transfer tax applies: $1.00 on the first $1,000 plus $0.10 per additional $100 of consideration (= 0.001 / $1 per $1,000), paid at recording and customarily borne by the SELLER under the GAR standard Purchase & Sale Agreement (negotiable). Authority O.C.G.A. 48-6-1 and 48-6-2 (state statute, not county). Buyers separately pay the state intangible recording tax on the mortgage ($1.50 per $500 of loan = $3/$1,000), but that is a state mortgage tax, not a transfer tax.
What are recording fees in DeKalb County?
Flat $25.00 to record a deed (warranty, quitclaim, security deed) per HB 288 (effective 1/1/2020), regardless of page count. Same $25.00 flat fee applies to deed cancellations, assignments, notices, liens, lis pendens, and UCC filings (UCC with assignment $50.00). Plats/maps/condo floor plans $10.00 per page. Certified copies $2.50 first page + $0.50 each additional. Source: official DeKalb County Clerk of Superior Court "Real Estate Filing Fees" schedule dated 3/26/2025.
How much are closing costs in DeKalb County?
Closing costs in DeKalb County follow Georgia's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.
What do lenders charge in fees in DeKalb County?
In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 6,909 home-purchase mortgages in DeKalb County were about $7,598, of which roughly $3,997 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.
Closest Georgia county comparisons
Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.