Fulton County closing costs
The county-specific transfer tax and deed recording fees for Fulton County, Georgia - the local details that change your total beyond the statewide rate.
- Effective transfer tax
- 0.1%
- ≈ $400 on a $400,000 home
- Typical lender + 3rd-party fees
- $7,813
- median of 11,058 purchase loans · HMDA 2023
Fulton County compared with Georgia counties
In the verified Georgia county records we have, Fulton County's effective transfer-tax rate ranks #1 of 4 by highest rate. At $400,000, the county-specific transfer tax is $400, which is the same as the state-level calculation before city surtaxes.
- County rank
- #1 of 4
- within verified Georgia county pages
- Tax at $400,000
- $400
- state baseline $400
- HMDA fee sample
- 11,058
- purchase loans in 2023
Fulton County transfer-tax data: official source linked on this page, reviewed 2026-Q2.
Transfer tax in Fulton County
Georgia's real estate transfer tax ($1.00 for the first $1,000 plus $0.10 per additional $100 = effectively 0.001 / $1 per $1,000) is a STATE-level excise tax (O.C.G.A. § 48-6-1); the Fulton County Clerk of Superior Court collects it at recording but proceeds are shared among state/county/municipal governments — there is no separate additional county or City of Atlanta transfer tax on top of the state rate. By Georgia law the SELLER is liable for the transfer tax (often negotiable). Buyers separately pay the intangible recording tax on long-term mortgages ($1.50 per $500, i.e. 0.30% of the loan), a lender-financing tax, not a deed transfer tax.
Recording fees in Fulton County
Flat $25.00 per deed or any instrument pertaining to real estate, regardless of page count (Georgia adopted flat per-document recording fees under HB 288, effective Jan 1, 2020; codified O.C.G.A. § 15-6-77). The same flat $25.00 applies to security deeds, assignments, and cancellations/satisfactions/releases. Plats, maps and floor plans are $10.00 per page; UCC filings in real estate records $25.00. There is no separate per-additional-page charge for deeds and no additional county housing/surcharge fee — the $25.00 flat fee is inclusive.
Official recorder: Fulton County recorder ↗ — the authoritative source for the current recording fee schedule.
What lenders actually charge in Fulton County
Across 11,058 home-purchase mortgages originated in Fulton County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $7,813, of which about $4,003 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.
Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 13121, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.
Estimate your Fulton County closing costs
Pre-set to Georgia. County-level taxes above may add to this estimate.
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Frequently asked questions
What is the transfer tax in Fulton County?
Fulton County (Georgia): the applicable real-estate transfer tax works out to about 0.1%. Georgia's real estate transfer tax ($1.00 for the first $1,000 plus $0.10 per additional $100 = effectively 0.001 / $1 per $1,000) is a STATE-level excise tax (O.C.G.A. § 48-6-1); the Fulton County Clerk of Superior Court collects it at recording but proceeds are shared among state/county/municipal governments — there is no separate additional county or City of Atlanta transfer tax on top of the state rate. By Georgia law the SELLER is liable for the transfer tax (often negotiable). Buyers separately pay the intangible recording tax on long-term mortgages ($1.50 per $500, i.e. 0.30% of the loan), a lender-financing tax, not a deed transfer tax.
What are recording fees in Fulton County?
Flat $25.00 per deed or any instrument pertaining to real estate, regardless of page count (Georgia adopted flat per-document recording fees under HB 288, effective Jan 1, 2020; codified O.C.G.A. § 15-6-77). The same flat $25.00 applies to security deeds, assignments, and cancellations/satisfactions/releases. Plats, maps and floor plans are $10.00 per page; UCC filings in real estate records $25.00. There is no separate per-additional-page charge for deeds and no additional county housing/surcharge fee — the $25.00 flat fee is inclusive.
How much are closing costs in Fulton County?
Closing costs in Fulton County follow Georgia's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.
What do lenders charge in fees in Fulton County?
In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 11,058 home-purchase mortgages in Fulton County were about $7,813, of which roughly $4,003 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.
Closest Georgia county comparisons
Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.