Gwinnett County closing costs
The county-specific transfer tax and deed recording fees for Gwinnett County, Georgia - the local details that change your total beyond the statewide rate.
- Effective transfer tax
- 0.1%
- ≈ $400 on a $400,000 home
- Typical lender + 3rd-party fees
- $8,124
- median of 9,490 purchase loans · HMDA 2023
Gwinnett County compared with Georgia counties
In the verified Georgia county records we have, Gwinnett County's effective transfer-tax rate ranks #1 of 4 by highest rate. At $400,000, the county-specific transfer tax is $400, which is the same as the state-level calculation before city surtaxes.
- County rank
- #1 of 4
- within verified Georgia county pages
- Tax at $400,000
- $400
- state baseline $400
- HMDA fee sample
- 9,490
- purchase loans in 2023
Gwinnett County transfer-tax data: official source linked on this page, reviewed 2026-Q2.
Transfer tax in Gwinnett County
No county or city in Georgia levies a local real-estate transfer tax. Georgia's transfer tax is a STATE tax ($1 per first $1,000 of price + $0.10 per additional $100 = 0.001 / 0.1% of price), collected at the county level by the Clerk of Superior Court but set by the state, so the county-specific rate is null. The seller is statutorily liable, though contracts frequently shift it to the buyer. Separately, the GA intangible recording tax ($1.50 per $500 of the loan/note amount, capped at $25,000) is a mortgage tax on the financed amount, not a transfer tax on sale price.
Recording fees in Gwinnett County
Flat $25.00 filing/recording fee per document (deeds, security deeds, cancellations, assignments, etc.), per Georgia HB 288 effective Jan 1, 2020. Source: official Gwinnett County Clerk of Superior Court Deeds & Land Records fee page. (Pre-2020 schedule was $10 first page + $3 each additional page; superseded by the statewide flat $25/document fee.)
Official recorder: Gwinnett County recorder ↗ — the authoritative source for the current recording fee schedule.
What lenders actually charge in Gwinnett County
Across 9,490 home-purchase mortgages originated in Gwinnett County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $8,124, of which about $4,454 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.
Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 13135, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.
Estimate your Gwinnett County closing costs
Pre-set to Georgia. County-level taxes above may add to this estimate.
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Frequently asked questions
What is the transfer tax in Gwinnett County?
Gwinnett County (Georgia): the applicable real-estate transfer tax works out to about 0.1%. No county or city in Georgia levies a local real-estate transfer tax. Georgia's transfer tax is a STATE tax ($1 per first $1,000 of price + $0.10 per additional $100 = 0.001 / 0.1% of price), collected at the county level by the Clerk of Superior Court but set by the state, so the county-specific rate is null. The seller is statutorily liable, though contracts frequently shift it to the buyer. Separately, the GA intangible recording tax ($1.50 per $500 of the loan/note amount, capped at $25,000) is a mortgage tax on the financed amount, not a transfer tax on sale price.
What are recording fees in Gwinnett County?
Flat $25.00 filing/recording fee per document (deeds, security deeds, cancellations, assignments, etc.), per Georgia HB 288 effective Jan 1, 2020. Source: official Gwinnett County Clerk of Superior Court Deeds & Land Records fee page. (Pre-2020 schedule was $10 first page + $3 each additional page; superseded by the statewide flat $25/document fee.)
How much are closing costs in Gwinnett County?
Closing costs in Gwinnett County follow Georgia's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.
What do lenders charge in fees in Gwinnett County?
In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 9,490 home-purchase mortgages in Gwinnett County were about $8,124, of which roughly $4,454 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.
Closest Georgia county comparisons
Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.