Allegheny County (Pittsburgh) closing costs

The county-specific transfer tax and deed recording fees for Allegheny County (Pittsburgh), Pennsylvania - the local details that change your total beyond the statewide rate.

Allegheny County (Pittsburgh) county closing-cost photography
Source-verified · 2026-Q2FIPS 42003 Official source ↗
Effective transfer tax
4%
≈ $16,000 on a $400,000 home
Typical lender + 3rd-party fees
$5,843
median of 10,083 purchase loans · HMDA 2023

Transfer tax in Allegheny County (Pittsburgh)

Rate varies sharply between the City of Pittsburgh and surrounding municipalities.

Recording fees in Allegheny County (Pittsburgh)

In the City of Pittsburgh the combined transfer tax is about 4%–5% (state 1% + local); outside the city most Allegheny municipalities are ~2% combined. Recording fees set by the Department of Real Estate.

Official recorder: Allegheny County (Pittsburgh) recorder ↗ — the authoritative source for the current recording fee schedule.

What lenders actually charge in Allegheny County (Pittsburgh)

Across 10,083 home-purchase mortgages originated in Allegheny County (Pittsburgh) in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $5,843, of which about $1,946 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.

Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 42003, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.

Estimate your Allegheny County (Pittsburgh) closing costs

Pre-set to Pennsylvania. County-level taxes above may add to this estimate.

$
%

Cash before deposits / credits

$97,743

Includes purchase funds; excludes prior deposits, credits and prorations

Estimated cash costs

$17,743

≈ 4.44% of the home price · excludes your down payment

0 of 3 line items settled
Review before using this estimate

Based on dataset June 2026. View rule changes

Line-by-line breakdown

Transfer / recordation tax (your share) recorded source $8,000
Deed & mortgage recording fees recorded source $100
Owner's title insurance model estimate $2,280
Lender's title insurance model estimate $1,277
Lender fees (origination, underwriting, processing) $2,350
Appraisal $550
Credit report & flood cert $70
Home inspection $450
Homeowners insurance (first year) $1,800
Property-tax escrow (~2 months) model estimate $867
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Frequently asked questions

What is the transfer tax in Allegheny County (Pittsburgh)?

Allegheny County (Pittsburgh) (Pennsylvania): the applicable real-estate transfer tax works out to about 4%. Rate varies sharply between the City of Pittsburgh and surrounding municipalities.

What are recording fees in Allegheny County (Pittsburgh)?

In the City of Pittsburgh the combined transfer tax is about 4%–5% (state 1% + local); outside the city most Allegheny municipalities are ~2% combined. Recording fees set by the Department of Real Estate.

How much are closing costs in Allegheny County (Pittsburgh)?

Closing costs in Allegheny County (Pittsburgh) follow Pennsylvania's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.

What do lenders charge in fees in Allegheny County (Pittsburgh)?

In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 10,083 home-purchase mortgages in Allegheny County (Pittsburgh) were about $5,843, of which roughly $1,946 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.

Other Pennsylvania county records

Records are listed alphabetically; check each property’s municipality. Partial baselines are not a ranking of complete local taxes.

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