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Allegheny County (Pittsburgh) closing costs

The county-specific transfer tax and deed recording fees for Allegheny County (Pittsburgh), Pennsylvania - the local details that change your total beyond the statewide rate.

Allegheny County (Pittsburgh) county closing-cost photography
Source-verified · 2026-Q2FIPS 42003 Official source ↗
Effective transfer tax
4%
≈ $16,000 on a $400,000 home
Typical lender + 3rd-party fees
$5,843
median of 10,083 purchase loans · HMDA 2023

Allegheny County (Pittsburgh) compared with Pennsylvania counties

In the verified Pennsylvania county records we have, Allegheny County (Pittsburgh)'s effective transfer-tax rate ranks #2 of 11 by highest rate. At $400,000, the county-specific transfer tax is $16,000, which is $12,000 above the state-level calculation before city surtaxes.

County rank
#2 of 11
within verified Pennsylvania county pages
Tax at $400,000
$16,000
state baseline $4,000
HMDA fee sample
10,083
purchase loans in 2023

Allegheny County (Pittsburgh) transfer-tax data: official source linked on this page, reviewed 2026-Q2.

Transfer tax in Allegheny County (Pittsburgh)

Rate varies sharply between the City of Pittsburgh and surrounding municipalities.

Recording fees in Allegheny County (Pittsburgh)

In the City of Pittsburgh the combined transfer tax is about 4%–5% (state 1% + local); outside the city most Allegheny municipalities are ~2% combined. Recording fees set by the Department of Real Estate.

Official recorder: Allegheny County (Pittsburgh) recorder ↗ — the authoritative source for the current recording fee schedule.

What lenders actually charge in Allegheny County (Pittsburgh)

Across 10,083 home-purchase mortgages originated in Allegheny County (Pittsburgh) in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $5,843, of which about $1,946 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.

Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 42003, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.

Estimate your Allegheny County (Pittsburgh) closing costs

Pre-set to Pennsylvania. County-level taxes above may add to this estimate.

$
%

Estimated closing costs

$11,743

≈ 2.94% of the home price · excludes your down payment

Cash to close

$91,743

incl. down payment

0 of 3 line items settled

Based on dataset June 2026. View rule changes

Get notified when this dataset is revised

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Line-by-line breakdown

Transfer / recordation tax (your share) verified source $2,000
Deed & mortgage recording fees verified source $100
Owner's title insurance estimate $2,280
Lender's title insurance estimate $1,277
Lender fees (origination, underwriting, processing) $2,350
Appraisal $550
Credit report & flood cert $70
Home inspection $450
Homeowners insurance (first year) $1,800
Property-tax escrow (~2 months) estimate $867

Frequently asked questions

What is the transfer tax in Allegheny County (Pittsburgh)?

Allegheny County (Pittsburgh) (Pennsylvania): the applicable real-estate transfer tax works out to about 4%. Rate varies sharply between the City of Pittsburgh and surrounding municipalities.

What are recording fees in Allegheny County (Pittsburgh)?

In the City of Pittsburgh the combined transfer tax is about 4%–5% (state 1% + local); outside the city most Allegheny municipalities are ~2% combined. Recording fees set by the Department of Real Estate.

How much are closing costs in Allegheny County (Pittsburgh)?

Closing costs in Allegheny County (Pittsburgh) follow Pennsylvania's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.

What do lenders charge in fees in Allegheny County (Pittsburgh)?

In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 10,083 home-purchase mortgages in Allegheny County (Pittsburgh) were about $5,843, of which roughly $1,946 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.

Closest Pennsylvania county comparisons

Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.

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