Westmoreland County closing costs
Start with the state baseline, then confirm the property's municipality, document fees and contract split. Historical loan fees help compare mortgage quotes; they are not your cash-to-close amount.
- State baseline
- 1%
- ≈ $4,000 on a $400,000 home
- Municipality / school-district tax
- To confirm
- A representative city rate does not apply throughout the county.
- Historical mortgage loan costs
- $5,705
- median of 2,693 purchase loans · HMDA 2023
Transfer tax in Westmoreland County
State tax baseline only. Municipality and school-district tax, exemptions and the contract split need confirmation. Both parties can be liable for Pennsylvania tax.
Check the municipality and school district together. The county source distinguishes Greensburg, Murrysville and Latrobe from its common local rate; the county seat is not a rate for every property.
Recording fees in Westmoreland County
Saved schedule label: 2026-Q2. Exact document count, format, additional pages and applicable current charges need recorder confirmation.
Standard deed recording fee: $110.25 base (includes 4 names, 4 pages, 1 tax map number, 1 UPI). Additional charges: +$2.00 per extra page beyond 4; +$0.50 per extra name beyond 4; +$0.50 per extra tax map number; +$20.00 per extra UPI. All recording fees and realty transfer taxes are due and collected at time of recording. Source: official Westmoreland County Recorder of Deeds Fee Schedule (westmorelandcountypa.gov/152/Fee-Schedule).
Official recorder: Westmoreland County recorder ↗ — the authoritative source for the current recording fee schedule.
Historical mortgage fees in Westmoreland County
The saved 2023 HMDA purchase-loan sample has 2,693 usable total-loan-cost values, with a median of $5,705. The separate origination-charge median is $2,045. It can use a different sample and is already a type of loan cost, so do not add the two medians. These are historical borrower-paid mortgage costs. They exclude recording and transfer taxes, prepaids and escrow; they do not describe cash purchases or calculate cash to close.
Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 42129, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.
Estimate your Westmoreland County closing costs
Pre-set to Westmoreland County. Keep the known fee subtotal separate from unconfirmed local taxes and cash to close.
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Frequently asked questions
What is the transfer tax in Westmoreland County?
State baseline: 1%, or $4,000 at $400,000 under the stated taxable-value assumption. State tax baseline only. Municipality and school-district tax, exemptions and the contract split need confirmation. Both parties can be liable for Pennsylvania tax. The complete transaction tax is still to confirm.
What are recording fees in Westmoreland County?
Legacy schedule, labeled 2026-Q2; confirm the actual document and current charges with the recorder. Standard deed recording fee: $110.25 base (includes 4 names, 4 pages, 1 tax map number, 1 UPI). Additional charges: +$2.00 per extra page beyond 4; +$0.50 per extra name beyond 4; +$0.50 per extra tax map number; +$20.00 per extra UPI. All recording fees and realty transfer taxes are due and collected at time of recording. Source: official Westmoreland County Recorder of Deeds Fee Schedule (westmorelandcountypa.gov/152/Fee-Schedule).
How much are closing costs in Westmoreland County?
Closing costs in Westmoreland County follow Pennsylvania's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.
What do lenders charge in fees in Westmoreland County?
The saved 2023 HMDA sample has 2,693 usable total-loan-cost values and a median of $5,705. The separate origination-charge median is $2,045; its sample can differ, and it must not be added to total loan costs. This is historical mortgage data, not a cash-purchase cost, current quote, tax total or cash-to-close amount.
Other Pennsylvania county records
Records are listed alphabetically; check each property’s municipality. Partial baselines are not a ranking of complete local taxes.