Philadelphia County closing costs
The county-specific transfer tax and deed recording fees for Philadelphia County, Pennsylvania — the local details that change your total beyond the statewide rate.
- Effective transfer tax
- 3.28%
- ≈ $13,112 on a $400,000 home
Transfer tax in Philadelphia County
Philadelphia is a consolidated city-county; its local transfer tax is far above the statewide ~1% local norm.
Recording fees in Philadelphia County
Philadelphia's local realty transfer tax is 3.278%, which combines with the 1% state tax for ~4.278% total — among the highest in the nation. Customarily split, but negotiable.
Official recorder: Philadelphia County recorder ↗ — the authoritative source for the current recording fee schedule.
Estimate your Philadelphia County closing costs
Pre-set to Pennsylvania. County-level taxes above may add to this estimate.
Estimated closing costs
$11,610
≈ 2.9% of the home price · excludes your down payment
Cash to close
$91,610
incl. down payment
Line-by-line breakdown
Frequently asked questions
What is the transfer tax in Philadelphia County?
Philadelphia County (Pennsylvania): the applicable real-estate transfer tax works out to about 3.28%. Philadelphia is a consolidated city-county; its local transfer tax is far above the statewide ~1% local norm.
What are recording fees in Philadelphia County?
Philadelphia's local realty transfer tax is 3.278%, which combines with the 1% state tax for ~4.278% total — among the highest in the nation. Customarily split, but negotiable.
How much are closing costs in Philadelphia County?
Closing costs in Philadelphia County follow Pennsylvania's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.