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Brevard County closing costs

The county-specific transfer tax and deed recording fees for Brevard County, Florida - the local details that change your total beyond the statewide rate.

Brevard County county closing-cost photography
Source-verified · 2026-Q2FIPS 12009 Official source ↗
Effective transfer tax
0.7%
≈ $2,800 on a $400,000 home
Typical lender + 3rd-party fees
$7,664
median of 9,202 purchase loans · HMDA 2023

Brevard County compared with Florida counties

In the verified Florida county records we have, Brevard County's effective transfer-tax rate ranks #1 of 18 by highest rate. At $400,000, the county-specific transfer tax is $2,800, which is the same as the state-level calculation before city surtaxes.

County rank
#1 of 18
within verified Florida county pages
Tax at $400,000
$2,800
state baseline $2,800
HMDA fee sample
9,202
purchase loans in 2023

Brevard County transfer-tax data: official source linked on this page, reviewed 2026-Q2.

Transfer tax in Brevard County

No county or city transfer tax in Brevard. Florida's documentary stamp tax on deeds ($0.70 per $100 = 0.7% of price) is a STATE tax (Fla. Stat. 201.02), applied uniformly in all counties; the only county-level surtax in Florida is the Miami-Dade discretionary surtax, which does not apply to Brevard. Doc stamp tax on deeds is customarily paid by the seller and collected by the Clerk at recording.

Recording fees in Brevard County

Deed recording (instrument not more than 8.5 x 14 in): $10.00 first page, $8.50 each additional page, plus $1.00 per name for documents with more than 4 names. (Statutory Fla. Stat. 28.24 rates, per official Brevard County Clerk of Courts Schedule of Fees & Charges.)

Official recorder: Brevard County recorder ↗ — the authoritative source for the current recording fee schedule.

What lenders actually charge in Brevard County

Across 9,202 home-purchase mortgages originated in Brevard County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $7,664, of which about $3,344 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.

Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 12009, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.

Estimate your Brevard County closing costs

Pre-set to Florida. County-level taxes above may add to this estimate.

$
%

Estimated closing costs

$9,385

≈ 2.35% of the home price · excludes your down payment

Cash to close

$89,385

incl. down payment

0 of 3 line items settled

Based on dataset June 2026. View rule changes

Get notified when this dataset is revised

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Line-by-line breakdown

Transfer tax (buyer share) verified source $0
Deed & mortgage recording fees verified source $70
Owner's title insurance estimate $2,300
Lender's title insurance estimate $1,288
Lender fees (origination, underwriting, processing) $2,350
Appraisal $550
Credit report & flood cert $70
Home inspection $450
Homeowners insurance (first year) $1,800
Property-tax escrow (~2 months) estimate $507

Frequently asked questions

What is the transfer tax in Brevard County?

Brevard County (Florida): the applicable real-estate transfer tax works out to about 0.7%. No county or city transfer tax in Brevard. Florida's documentary stamp tax on deeds ($0.70 per $100 = 0.7% of price) is a STATE tax (Fla. Stat. 201.02), applied uniformly in all counties; the only county-level surtax in Florida is the Miami-Dade discretionary surtax, which does not apply to Brevard. Doc stamp tax on deeds is customarily paid by the seller and collected by the Clerk at recording.

What are recording fees in Brevard County?

Deed recording (instrument not more than 8.5 x 14 in): $10.00 first page, $8.50 each additional page, plus $1.00 per name for documents with more than 4 names. (Statutory Fla. Stat. 28.24 rates, per official Brevard County Clerk of Courts Schedule of Fees & Charges.)

How much are closing costs in Brevard County?

Closing costs in Brevard County follow Florida's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.

What do lenders charge in fees in Brevard County?

In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 9,202 home-purchase mortgages in Brevard County were about $7,664, of which roughly $3,344 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.

Closest Florida county comparisons

Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.

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