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Marion County closing costs

The county-specific transfer tax and deed recording fees for Marion County, Florida - the local details that change your total beyond the statewide rate.

Marion County county closing-cost photography
Source-verified · 2026-Q2FIPS 12083 Official source ↗
Effective transfer tax
0.7%
≈ $2,800 on a $400,000 home
Typical lender + 3rd-party fees
$7,645
median of 7,239 purchase loans · HMDA 2023

Marion County compared with Florida counties

In the verified Florida county records we have, Marion County's effective transfer-tax rate ranks #1 of 18 by highest rate. At $400,000, the county-specific transfer tax is $2,800, which is the same as the state-level calculation before city surtaxes.

County rank
#1 of 18
within verified Florida county pages
Tax at $400,000
$2,800
state baseline $2,800
HMDA fee sample
7,239
purchase loans in 2023

Marion County transfer-tax data: official source linked on this page, reviewed 2026-Q2.

Transfer tax in Marion County

Florida has NO county-level transfer tax in Marion County. The deed transfer tax is the STATE documentary stamp tax on deeds, levied under Ch. 201 Fla. Stat. at $0.70 per $100 of consideration (= 0.007 of price). Customarily paid by the seller/grantor on the deed at closing. Only Miami-Dade County levies an additional discretionary surtax on top of the state rate; Marion County does NOT, so county_transfer_tax_rate is null. The intangible tax ($0.002 x total) and doc-stamp on the note ($0.35 per $100) apply to mortgages and are buyer-side financing costs, not a price-based transfer tax. No municipal/city transfer tax exists in Marion County (Ocala). Recording fees are set by state statute and are uniform across all FL counties.

Recording fees in Marion County

Deed/document recording (statutory under Fla. Stat. 28.24, uniform statewide): $10.00 for the first page, $8.50 for each additional page, plus $1.00 indexing fee per name when an instrument contains more than four names. Recorded by the Marion County Clerk of Court and Comptroller, Official Records dept, 19 N Pine Ave, Ocala, FL.

Official recorder: Marion County recorder ↗ — the authoritative source for the current recording fee schedule.

What lenders actually charge in Marion County

Across 7,239 home-purchase mortgages originated in Marion County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $7,645, of which about $3,395 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.

Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 12083, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.

Estimate your Marion County closing costs

Pre-set to Florida. County-level taxes above may add to this estimate.

$
%

Estimated closing costs

$9,385

≈ 2.35% of the home price · excludes your down payment

Cash to close

$89,385

incl. down payment

0 of 3 line items settled

Based on dataset June 2026. View rule changes

Get notified when this dataset is revised

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Line-by-line breakdown

Transfer tax (buyer share) verified source $0
Deed & mortgage recording fees verified source $70
Owner's title insurance estimate $2,300
Lender's title insurance estimate $1,288
Lender fees (origination, underwriting, processing) $2,350
Appraisal $550
Credit report & flood cert $70
Home inspection $450
Homeowners insurance (first year) $1,800
Property-tax escrow (~2 months) estimate $507

Frequently asked questions

What is the transfer tax in Marion County?

Marion County (Florida): the applicable real-estate transfer tax works out to about 0.7%. Florida has NO county-level transfer tax in Marion County. The deed transfer tax is the STATE documentary stamp tax on deeds, levied under Ch. 201 Fla. Stat. at $0.70 per $100 of consideration (= 0.007 of price). Customarily paid by the seller/grantor on the deed at closing. Only Miami-Dade County levies an additional discretionary surtax on top of the state rate; Marion County does NOT, so county_transfer_tax_rate is null. The intangible tax ($0.002 x total) and doc-stamp on the note ($0.35 per $100) apply to mortgages and are buyer-side financing costs, not a price-based transfer tax. No municipal/city transfer tax exists in Marion County (Ocala). Recording fees are set by state statute and are uniform across all FL counties.

What are recording fees in Marion County?

Deed/document recording (statutory under Fla. Stat. 28.24, uniform statewide): $10.00 for the first page, $8.50 for each additional page, plus $1.00 indexing fee per name when an instrument contains more than four names. Recorded by the Marion County Clerk of Court and Comptroller, Official Records dept, 19 N Pine Ave, Ocala, FL.

How much are closing costs in Marion County?

Closing costs in Marion County follow Florida's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.

What do lenders charge in fees in Marion County?

In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 7,239 home-purchase mortgages in Marion County were about $7,645, of which roughly $3,395 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.

Closest Florida county comparisons

Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.

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