Duval County closing costs
The county-specific transfer tax and deed recording fees for Duval County, Florida - the local details that change your total beyond the statewide rate.
- Effective transfer tax
- 0.7%
- ≈ $2,800 on a $400,000 home
- Typical lender + 3rd-party fees
- $7,888
- median of 10,588 purchase loans · HMDA 2023
Duval County compared with Florida counties
In the verified Florida county records we have, Duval County's effective transfer-tax rate ranks #1 of 18 by highest rate. At $400,000, the county-specific transfer tax is $2,800, which is the same as the state-level calculation before city surtaxes.
- County rank
- #1 of 18
- within verified Florida county pages
- Tax at $400,000
- $2,800
- state baseline $2,800
- HMDA fee sample
- 10,588
- purchase loans in 2023
Duval County transfer-tax data: official source linked on this page, reviewed 2026-Q2.
Transfer tax in Duval County
Duval County levies NO separate county transfer/excise tax. Florida's deed documentary stamp tax ($0.70 per $100 = 0.7% of price) is a uniform STATE tax (only Miami-Dade adds a county surtax), so the county rate is null. By Florida custom the seller pays doc stamps on the deed. Jacksonville is consolidated with Duval County and imposes no separate city transfer tax. Recording fees collected by the Duval County Clerk of Courts Official Records department.
Recording fees in Duval County
Deed recording: $10.00 first page, $8.50 each additional page; $1.00 per additional name indexed when an instrument contains more than four names. (Florida documentary stamp tax on the deed is separate and is a STATE tax: $0.70 per $100 of consideration = 0.7% of price.)
Official recorder: Duval County recorder ↗ — the authoritative source for the current recording fee schedule.
What lenders actually charge in Duval County
Across 10,588 home-purchase mortgages originated in Duval County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $7,888, of which about $3,248 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.
Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 12031, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.
Estimate your Duval County closing costs
Pre-set to Florida. County-level taxes above may add to this estimate.
Current source data is loading. Until it finishes, the amount shown is a server-rendered static example and the controls are disabled.
Frequently asked questions
What is the transfer tax in Duval County?
Duval County (Florida): the applicable real-estate transfer tax works out to about 0.7%. Duval County levies NO separate county transfer/excise tax. Florida's deed documentary stamp tax ($0.70 per $100 = 0.7% of price) is a uniform STATE tax (only Miami-Dade adds a county surtax), so the county rate is null. By Florida custom the seller pays doc stamps on the deed. Jacksonville is consolidated with Duval County and imposes no separate city transfer tax. Recording fees collected by the Duval County Clerk of Courts Official Records department.
What are recording fees in Duval County?
Deed recording: $10.00 first page, $8.50 each additional page; $1.00 per additional name indexed when an instrument contains more than four names. (Florida documentary stamp tax on the deed is separate and is a STATE tax: $0.70 per $100 of consideration = 0.7% of price.)
How much are closing costs in Duval County?
Closing costs in Duval County follow Florida's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.
What do lenders charge in fees in Duval County?
In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 10,588 home-purchase mortgages in Duval County were about $7,888, of which roughly $3,248 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.
Closest Florida county comparisons
Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.