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Leon County closing costs

The county-specific transfer tax and deed recording fees for Leon County, Florida - the local details that change your total beyond the statewide rate.

Leon County county closing-cost photography
Source-verified · 2026-Q2FIPS 12073 Official source ↗
Effective transfer tax
0.7%
≈ $2,800 on a $400,000 home
Typical lender + 3rd-party fees
$6,509
median of 2,248 purchase loans · HMDA 2023

Leon County compared with Florida counties

In the verified Florida county records we have, Leon County's effective transfer-tax rate ranks #1 of 18 by highest rate. At $400,000, the county-specific transfer tax is $2,800, which is the same as the state-level calculation before city surtaxes.

County rank
#1 of 18
within verified Florida county pages
Tax at $400,000
$2,800
state baseline $2,800
HMDA fee sample
2,248
purchase loans in 2023

Leon County transfer-tax data: official source linked on this page, reviewed 2026-Q2.

Transfer tax in Leon County

Florida has NO county-level transfer tax. Transfer tax is a STATE documentary stamp tax of $0.70 per $100 of sale/transfer price (0.0070), rounded up to the next $100; this is uniform statewide and is state-level, so county_transfer_tax_rate = null. (Note: separate state doc-stamp of $0.35/$100 = 0.0035 on mortgages plus $0.20/$100 = 0.0020 intangible tax on mortgages — these apply to the mortgage, not the deed price.) Per local custom, the SELLER customarily pays the deed documentary stamp tax in most Florida counties including Leon. The major city / county seat is Tallahassee, which levies no separate municipal transfer tax (city_transfer_tax_rate = null). Recording handled by the Leon County Clerk of Court and Comptroller.

Recording fees in Leon County

Deed recording: $10.00 first page, $8.50 each additional page, plus $1.00 per indexed name over 4. Source: Leon County Clerk of Court and Comptroller / FL Stat. 28.24.

Official recorder: Leon County recorder ↗ — the authoritative source for the current recording fee schedule.

What lenders actually charge in Leon County

Across 2,248 home-purchase mortgages originated in Leon County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $6,509, of which about $2,154 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.

Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 12073, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.

Estimate your Leon County closing costs

Pre-set to Florida. County-level taxes above may add to this estimate.

$
%

Estimated closing costs

$9,385

≈ 2.35% of the home price · excludes your down payment

Cash to close

$89,385

incl. down payment

0 of 3 line items settled

Based on dataset June 2026. View rule changes

Get notified when this dataset is revised

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Line-by-line breakdown

Transfer tax (buyer share) verified source $0
Deed & mortgage recording fees verified source $70
Owner's title insurance estimate $2,300
Lender's title insurance estimate $1,288
Lender fees (origination, underwriting, processing) $2,350
Appraisal $550
Credit report & flood cert $70
Home inspection $450
Homeowners insurance (first year) $1,800
Property-tax escrow (~2 months) estimate $507

Frequently asked questions

What is the transfer tax in Leon County?

Leon County (Florida): the applicable real-estate transfer tax works out to about 0.7%. Florida has NO county-level transfer tax. Transfer tax is a STATE documentary stamp tax of $0.70 per $100 of sale/transfer price (0.0070), rounded up to the next $100; this is uniform statewide and is state-level, so county_transfer_tax_rate = null. (Note: separate state doc-stamp of $0.35/$100 = 0.0035 on mortgages plus $0.20/$100 = 0.0020 intangible tax on mortgages — these apply to the mortgage, not the deed price.) Per local custom, the SELLER customarily pays the deed documentary stamp tax in most Florida counties including Leon. The major city / county seat is Tallahassee, which levies no separate municipal transfer tax (city_transfer_tax_rate = null). Recording handled by the Leon County Clerk of Court and Comptroller.

What are recording fees in Leon County?

Deed recording: $10.00 first page, $8.50 each additional page, plus $1.00 per indexed name over 4. Source: Leon County Clerk of Court and Comptroller / FL Stat. 28.24.

How much are closing costs in Leon County?

Closing costs in Leon County follow Florida's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.

What do lenders charge in fees in Leon County?

In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 2,248 home-purchase mortgages in Leon County were about $6,509, of which roughly $2,154 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.

Closest Florida county comparisons

Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.

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