Bronx County closing costs
The county-specific transfer tax and deed recording fees for Bronx County, New York - the local details that change your total beyond the statewide rate.
- Effective transfer tax
- 0.4%
- ≈ $1,600 on a $400,000 home
- City transfer tax
- 1%
- where the city levies its own
- Typical lender + 3rd-party fees
- $10,876
- median of 1,735 purchase loans · HMDA 2023
Bronx County compared with New York counties
In the verified New York county records we have, Bronx County's effective transfer-tax rate ranks #3 of 7 by highest rate. At $400,000, the county-specific transfer tax is $1,600, which is the same as the state-level calculation before city surtaxes.
- County rank
- #3 of 7
- within verified New York county pages
- Tax at $400,000
- $1,600
- state baseline $1,600
- HMDA fee sample
- 1,735
- purchase loans in 2023
Bronx County transfer-tax data: official source linked on this page, reviewed 2026-Q2.
Transfer tax in Bronx County
Bronx County IS the Bronx, one of the five boroughs of New York City, so there is no separate county-level transfer tax — the only "county"-area levy beyond the NYS transfer tax ($2/$500 = 0.4%, seller-paid) is the NYC Real Property Transfer Tax (RPTT), which applies citywide including the Bronx. RPTT is seller-paid and tiered: residential 1-3 family / condo / co-op is 1.0% when consideration is $500,000 or less and 1.425% when over $500,000; all other (commercial/4+ unit) property is 1.425% at or below $500,000 and 2.625% above $500,000. Separately, NYS imposes an additional 1% "mansion tax" on residential transfers of $1M+ (buyer-paid, progressive 1%-3.9% in NYC). Recording is done through the NYC City Register / ACRIS system, not a county recorder of deeds.
Recording fees in Bronx County
NYC City Register (ACRIS) deed/document recording: $32.00 base + $5.00 per page + $5.00 for the mandatory Recording and Endorsement (cover) page = $42.00 minimum for a standard 2-page deed. Additional charges: +$2.00 for each tax block in excess of one; +$3.00 for each tax lot in excess of one. (Reduced/small-point or oversized double-column documents are $49.00 + $10.00/page.) Separate filing fees apply with each conveyance: NYC RPTT return (NYC-RPT) filing fee $25.00 and NYS combined transfer tax return (TP-584) filing fee. Deeds are recorded at the Bronx County City Register office, 1932 Arthur Avenue, 3rd Floor, Bronx, NY 10457.
Official recorder: Bronx County recorder ↗ — the authoritative source for the current recording fee schedule.
What lenders actually charge in Bronx County
Across 1,735 home-purchase mortgages originated in Bronx County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $10,876, of which about $6,418 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.
Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 36005, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.
Estimate your Bronx County closing costs
Pre-set to New York. County-level taxes above may add to this estimate.
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Frequently asked questions
What is the transfer tax in Bronx County?
Bronx County (New York): the applicable real-estate transfer tax works out to about 0.4%, before any additional city tax. Bronx County IS the Bronx, one of the five boroughs of New York City, so there is no separate county-level transfer tax — the only "county"-area levy beyond the NYS transfer tax ($2/$500 = 0.4%, seller-paid) is the NYC Real Property Transfer Tax (RPTT), which applies citywide including the Bronx. RPTT is seller-paid and tiered: residential 1-3 family / condo / co-op is 1.0% when consideration is $500,000 or less and 1.425% when over $500,000; all other (commercial/4+ unit) property is 1.425% at or below $500,000 and 2.625% above $500,000. Separately, NYS imposes an additional 1% "mansion tax" on residential transfers of $1M+ (buyer-paid, progressive 1%-3.9% in NYC). Recording is done through the NYC City Register / ACRIS system, not a county recorder of deeds.
What are recording fees in Bronx County?
NYC City Register (ACRIS) deed/document recording: $32.00 base + $5.00 per page + $5.00 for the mandatory Recording and Endorsement (cover) page = $42.00 minimum for a standard 2-page deed. Additional charges: +$2.00 for each tax block in excess of one; +$3.00 for each tax lot in excess of one. (Reduced/small-point or oversized double-column documents are $49.00 + $10.00/page.) Separate filing fees apply with each conveyance: NYC RPTT return (NYC-RPT) filing fee $25.00 and NYS combined transfer tax return (TP-584) filing fee. Deeds are recorded at the Bronx County City Register office, 1932 Arthur Avenue, 3rd Floor, Bronx, NY 10457.
How much are closing costs in Bronx County?
Closing costs in Bronx County follow New York's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.
What do lenders charge in fees in Bronx County?
In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 1,735 home-purchase mortgages in Bronx County were about $10,876, of which roughly $6,418 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.
Closest New York county comparisons
Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.