Kings County (Brooklyn) closing costs
The county-specific transfer tax and deed recording fees for Kings County (Brooklyn), New York - the local details that change your total beyond the statewide rate.
- Effective transfer tax
- 1.83%
- ≈ $7,300 on a $400,000 home
- City transfer tax
- 1.43%
- where the city levies its own
- Typical lender + 3rd-party fees
- $8,765
- median of 5,703 purchase loans · HMDA 2023
Kings County (Brooklyn) compared with New York counties
In the verified New York county records we have, Kings County (Brooklyn)'s effective transfer-tax rate ranks #1 of 7 by highest rate. At $400,000, the county-specific transfer tax is $7,300, which is $5,700 above the state-level calculation before city surtaxes.
- County rank
- #1 of 7
- within verified New York county pages
- Tax at $400,000
- $7,300
- state baseline $1,600
- HMDA fee sample
- 5,703
- purchase loans in 2023
Kings County (Brooklyn) transfer-tax data: official source linked on this page, reviewed 2026-Q2.
Transfer tax in Kings County (Brooklyn)
One of NYC's five boroughs — NYC RPTT applies.
Recording fees in Kings County (Brooklyn)
Same NYC RPTT and mansion-tax structure as Manhattan (1.425% on $500k+, seller-paid; buyer mansion tax on $1M+). Recorded through ACRIS.
Official recorder: Kings County (Brooklyn) recorder ↗ — the authoritative source for the current recording fee schedule.
What lenders actually charge in Kings County (Brooklyn)
Across 5,703 home-purchase mortgages originated in Kings County (Brooklyn) in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $8,765, of which about $4,084 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.
Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 36047, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.
Estimate your Kings County (Brooklyn) closing costs
Pre-set to New York. County-level taxes above may add to this estimate.
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Frequently asked questions
What is the transfer tax in Kings County (Brooklyn)?
Kings County (Brooklyn) (New York): the applicable real-estate transfer tax works out to about 1.83%, before any additional city tax. One of NYC's five boroughs — NYC RPTT applies.
What are recording fees in Kings County (Brooklyn)?
Same NYC RPTT and mansion-tax structure as Manhattan (1.425% on $500k+, seller-paid; buyer mansion tax on $1M+). Recorded through ACRIS.
How much are closing costs in Kings County (Brooklyn)?
Closing costs in Kings County (Brooklyn) follow New York's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.
What do lenders charge in fees in Kings County (Brooklyn)?
In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 5,703 home-purchase mortgages in Kings County (Brooklyn) were about $8,765, of which roughly $4,084 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.
Closest New York county comparisons
Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.