Westchester County closing costs
The county-specific transfer tax and deed recording fees for Westchester County, New York — the local details that change your total beyond the statewide rate.
- Effective transfer tax
- 0.4%
- ≈ $1,600 on a $400,000 home
Transfer tax in Westchester County
Outside NYC: seller pays NYS transfer tax; buyer pays mansion tax on $1M+. Check for a city-specific tax (Yonkers/Mount Vernon).
Recording fees in Westchester County
NYS transfer tax ($4/$1,000) applies; Westchester has no general county transfer tax, but the City of Yonkers and the City of Mount Vernon levy their own. Mansion tax applies on $1M+ statewide.
Official recorder: Westchester County recorder ↗ — the authoritative source for the current recording fee schedule.
Estimate your Westchester County closing costs
Pre-set to New York. County-level taxes above may add to this estimate.
Estimated closing costs
$11,216
≈ 2.8% of the home price · excludes your down payment
Cash to close
$91,216
incl. down payment
Line-by-line breakdown
Frequently asked questions
What is the transfer tax in Westchester County?
Westchester County (New York): the applicable real-estate transfer tax works out to about 0.4%. Outside NYC: seller pays NYS transfer tax; buyer pays mansion tax on $1M+. Check for a city-specific tax (Yonkers/Mount Vernon).
What are recording fees in Westchester County?
NYS transfer tax ($4/$1,000) applies; Westchester has no general county transfer tax, but the City of Yonkers and the City of Mount Vernon levy their own. Mansion tax applies on $1M+ statewide.
How much are closing costs in Westchester County?
Closing costs in Westchester County follow New York's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.