New York County (Manhattan) closing costs
The county-specific transfer tax and deed recording fees for New York County (Manhattan), New York — the local details that change your total beyond the statewide rate.
- Effective transfer tax
- 1.43%
- ≈ $5,700 on a $400,000 home
- City transfer tax
- 1.43%
- where the city levies its own
Transfer tax in New York County (Manhattan)
Seller pays RPTT; buyer pays mansion tax. State transfer tax ($4/$1,000) applies on top of the city tax.
Recording fees in New York County (Manhattan)
NYC Real Property Transfer Tax: 1.0% on residential under $500k, 1.425% on $500k and above (seller-paid). Buyer-paid mansion tax applies on $1M+ from 1% up to 3.9% above $25M. NYC recording via ACRIS; recording fees vary by document.
Official recorder: New York County (Manhattan) recorder ↗ — the authoritative source for the current recording fee schedule.
Estimate your New York County (Manhattan) closing costs
Pre-set to New York. County-level taxes above may add to this estimate.
Estimated closing costs
$11,216
≈ 2.8% of the home price · excludes your down payment
Cash to close
$91,216
incl. down payment
Line-by-line breakdown
Frequently asked questions
What is the transfer tax in New York County (Manhattan)?
New York County (Manhattan) (New York): the applicable real-estate transfer tax works out to about 1.43%, before any additional city tax. Seller pays RPTT; buyer pays mansion tax. State transfer tax ($4/$1,000) applies on top of the city tax.
What are recording fees in New York County (Manhattan)?
NYC Real Property Transfer Tax: 1.0% on residential under $500k, 1.425% on $500k and above (seller-paid). Buyer-paid mansion tax applies on $1M+ from 1% up to 3.9% above $25M. NYC recording via ACRIS; recording fees vary by document.
How much are closing costs in New York County (Manhattan)?
Closing costs in New York County (Manhattan) follow New York's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.