Bexar County closing costs
The county-specific transfer tax and deed recording fees for Bexar County, Texas - the local details that change your total beyond the statewide rate.
- Effective transfer tax
- none
- ≈ $0 on a $400,000 home
- Typical lender + 3rd-party fees
- $8,610
- median of 22,664 purchase loans · HMDA 2023
Bexar County compared with Texas counties
In the verified Texas county records we have, Bexar County's effective transfer-tax rate ranks #1 of 21 by highest rate. At $400,000, the county-specific transfer tax is $0, which is the same as the state-level calculation before city surtaxes.
- County rank
- #1 of 21
- within verified Texas county pages
- Tax at $400,000
- $0
- state baseline $0
- HMDA fee sample
- 22,664
- purchase loans in 2023
Bexar County transfer-tax data: official source linked on this page, reviewed 2026-Q2.
Transfer tax in Bexar County
Texas levies NO real estate transfer/documentary/stamp tax at the state, county, or city level, and the state constitution (reinforced by 2025 Prop 8) bars transfer taxes — so neither Bexar County nor the City of San Antonio imposes one. Recording/document fees are nominal and customarily paid by the party filing the deed, typically the title company on the seller's or buyer's behalf per the contract; title insurance premiums (set by the Texas Dept. of Insurance) are the major title-related closing cost, with the owner's policy customarily paid by the seller in this region.
Recording fees in Bexar County
Deed recording fee per the official Bexar County Clerk schedule (effective Jan 1, 2024): $25.00 for the first page and $4.00 for each additional page. The $25 first-page fee breaks down as $5.00 recording fee + $10.00 records archive fee + $10.00 records management fee. No general housing-trust surcharge applies; specialized instruments differ (e.g., plat/Mylar recordings $81.00, federal tax liens $30.00).
Official recorder: Bexar County recorder ↗ — the authoritative source for the current recording fee schedule.
What lenders actually charge in Bexar County
Across 22,664 home-purchase mortgages originated in Bexar County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $8,610, of which about $3,720 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.
Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 48029, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.
Estimate your Bexar County closing costs
Pre-set to Texas. County-level taxes above may add to this estimate.
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Frequently asked questions
What is the transfer tax in Bexar County?
Bexar County (Texas): the applicable real-estate transfer tax works out to about none. Texas levies NO real estate transfer/documentary/stamp tax at the state, county, or city level, and the state constitution (reinforced by 2025 Prop 8) bars transfer taxes — so neither Bexar County nor the City of San Antonio imposes one. Recording/document fees are nominal and customarily paid by the party filing the deed, typically the title company on the seller's or buyer's behalf per the contract; title insurance premiums (set by the Texas Dept. of Insurance) are the major title-related closing cost, with the owner's policy customarily paid by the seller in this region.
What are recording fees in Bexar County?
Deed recording fee per the official Bexar County Clerk schedule (effective Jan 1, 2024): $25.00 for the first page and $4.00 for each additional page. The $25 first-page fee breaks down as $5.00 recording fee + $10.00 records archive fee + $10.00 records management fee. No general housing-trust surcharge applies; specialized instruments differ (e.g., plat/Mylar recordings $81.00, federal tax liens $30.00).
How much are closing costs in Bexar County?
Closing costs in Bexar County follow Texas's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.
What do lenders charge in fees in Bexar County?
In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 22,664 home-purchase mortgages in Bexar County were about $8,610, of which roughly $3,720 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.
Closest Texas county comparisons
Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.