Dallas County closing costs
The county-specific transfer tax and deed recording fees for Dallas County, Texas - the local details that change your total beyond the statewide rate.
- Effective transfer tax
- none
- ≈ $0 on a $400,000 home
- Typical lender + 3rd-party fees
- $8,434
- median of 17,075 purchase loans · HMDA 2023
Dallas County compared with Texas counties
In the verified Texas county records we have, Dallas County's effective transfer-tax rate ranks #1 of 21 by highest rate. At $400,000, the county-specific transfer tax is $0, which is the same as the state-level calculation before city surtaxes.
- County rank
- #1 of 21
- within verified Texas county pages
- Tax at $400,000
- $0
- state baseline $0
- HMDA fee sample
- 17,075
- purchase loans in 2023
Dallas County transfer-tax data: official source linked on this page, reviewed 2026-Q2.
Transfer tax in Dallas County
Texas levies NO real estate transfer/documentary/excise tax at the state, county, or city level — the Texas Constitution (Art. 8, Sec. 29, effective Jan 1, 2016) bars any government from imposing a transfer tax on conveyance of fee-simple title, so neither Dallas County nor cities like Dallas, Irving, Garland, or Mesquite can levy one. The only deed-related cost at closing is the County Clerk recording fee, customarily paid by the buyer; sellers in Texas typically pay the owner's title insurance policy (the largest title cost) per common North Texas custom, though all fees are negotiable in the contract.
Recording fees in Dallas County
Deed/document recording: $26.00 for the first page and $4.00 for each additional page (any information on the back of a page is charged as a full additional page at $4.00). Specialty documents (e.g., plats, certain instruments) vary per the official Recording Fee Schedule. Filed with the Dallas County Clerk, Recording Division, 500 Elm Street, Suite 2100, Dallas, TX 75202.
Official recorder: Dallas County recorder ↗ — the authoritative source for the current recording fee schedule.
What lenders actually charge in Dallas County
Across 17,075 home-purchase mortgages originated in Dallas County in 2023, the median total loan costs — lender fees plus third-party services such as appraisal and title, excluding prepaids and escrow — were $8,434, of which about $3,446 was the lender’s own origination charges. That is reported loan-level data from every lender under the Home Mortgage Disclosure Act — not a national average — so it reflects what buyers in this county actually paid. Lender fees vary widely, so comparing a few rate quotes is the single biggest lever on your closing total.
Source: FFIEC HMDA Data Browser ↗ (2023 purchase originations, FIPS 48113, ODC-BY 1.0). Median total loan costs exclude prepaids and escrow.
Estimate your Dallas County closing costs
Pre-set to Texas. County-level taxes above may add to this estimate.
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Frequently asked questions
What is the transfer tax in Dallas County?
Dallas County (Texas): the applicable real-estate transfer tax works out to about none. Texas levies NO real estate transfer/documentary/excise tax at the state, county, or city level — the Texas Constitution (Art. 8, Sec. 29, effective Jan 1, 2016) bars any government from imposing a transfer tax on conveyance of fee-simple title, so neither Dallas County nor cities like Dallas, Irving, Garland, or Mesquite can levy one. The only deed-related cost at closing is the County Clerk recording fee, customarily paid by the buyer; sellers in Texas typically pay the owner's title insurance policy (the largest title cost) per common North Texas custom, though all fees are negotiable in the contract.
What are recording fees in Dallas County?
Deed/document recording: $26.00 for the first page and $4.00 for each additional page (any information on the back of a page is charged as a full additional page at $4.00). Specialty documents (e.g., plats, certain instruments) vary per the official Recording Fee Schedule. Filed with the Dallas County Clerk, Recording Division, 500 Elm Street, Suite 2100, Dallas, TX 75202.
How much are closing costs in Dallas County?
Closing costs in Dallas County follow Texas's structure plus this county's specific transfer-tax and recording fees. Use the calculator below for an estimate; for the exact recording schedule, the county recorder is the authoritative source.
What do lenders charge in fees in Dallas County?
In 2023, the median total loan costs — lender fees plus third-party services like appraisal and title, excluding prepaids and escrow — across 17,075 home-purchase mortgages in Dallas County were about $8,434, of which roughly $3,446 was the lender's own origination charges. This is reported loan-level data under the Home Mortgage Disclosure Act; actual fees vary by lender, so comparing quotes matters.
Closest Texas county comparisons
Sibling links are ordered by nearby verified effective transfer-tax rate, so each county page connects to genuinely comparable counties.